Flood insurance claims in Newton County, Missouri

FEMA records 215 National Flood Insurance Program claims in Newton County, Missouri, since 1980, with $5.4 million paid in total. The year with the most claims was 2017, with 62. As of 3 August 2026, 0.6% of homes here had an NFIP policy, and 13.7% of homes in the high-risk flood zone did.

NFIP claims on record215

Total paid$5.4 million

Claims with a payment176

Homes with NFIP policy0.6%

High-risk zone homes insured13.7%

Residential policies in force143

Claims by year of loss

NFIP claims by year of loss, Newton County, Missouri

Paid on claims by year of loss (building, contents and increased cost of compliance), Newton County, Missouri

Named flood events with the most claims

Event (FEMA name)	Claims
Late spring severe storms	62
Early winter storms	26
Flooding	8
March storm	7
Mid-spring storms	4
Midwest Flooding	4
Late spring storms	1

ZIP codes with the most claims

ZIP code (as reported)	Claims
64850	86
64804	63
64865	42
64844	12
64866	5
64840	4
64858	2
64873	1

154 of the claims were on properties rated in a high-risk flood zone (zones starting A or V). Building $4.8 million, contents $527,586, increased cost of compliance $60,000.

Flood insurance take-up

	Homes	With NFIP policy	Share
High-risk flood zone	812	111	13.7%
All homes	23,399	143	0.6%

FEMA counts residential structures and NFIP residential policies in force as of 3 August 2026. Private flood policies are not counted. A share is shown as n/a where FEMA counts no homes or more policies than homes.

Flood insurance basics. Most standard homeowners policies do not cover flood damage. NFIP policies are sold through insurance agents and through FEMA's FloodSmart site, which also explains waiting periods (usually 30 days before cover starts). Check your property's flood zone on the FEMA Flood Map Service Center.

Sources

Checked 29 October 2026. Claims are NFIP claims only. Private flood insurance claims and uninsured losses are not included. Recent events can take months to be fully reflected.