Flood insurance claims in Pemiscot County, Missouri

FEMA records 127 National Flood Insurance Program claims in Pemiscot County, Missouri, since 1978, with $746,031 paid in total. The most claims in one year was 16, in 1979 and 1983. As of 3 August 2026, 4.7% of homes here had an NFIP policy.

NFIP claims on record127

Total paid$746,031

Claims with a payment82

Homes with NFIP policy4.7%

High-risk zone homes insuredn/a

Residential policies in force308

Claims by year of loss

NFIP claims by year of loss, Pemiscot County, Missouri

Paid on claims by year of loss (building, contents and increased cost of compliance), Pemiscot County, Missouri

Named flood events with the most claims

Event (FEMA name)	Claims
Flooding	8
Mid-spring storms	8
Central U.S. April Flooding	2
Late spring storms	1

ZIP codes with the most claims

ZIP code (as reported)	Claims
63830	85
63851	13
63877	11
63827	8
63852	5
63849	1

101 of the claims were on properties rated in a high-risk flood zone (zones starting A or V). Building $631,161, contents $114,870, increased cost of compliance $0.

Flood insurance take-up

	Homes	With NFIP policy	Share
High-risk flood zone	0	282	n/a
All homes	6,538	308	4.7%

FEMA counts residential structures and NFIP residential policies in force as of 3 August 2026. Private flood policies are not counted. A share is shown as n/a where FEMA counts no homes or more policies than homes.

Flood insurance basics. Most standard homeowners policies do not cover flood damage. NFIP policies are sold through insurance agents and through FEMA's FloodSmart site, which also explains waiting periods (usually 30 days before cover starts). Check your property's flood zone on the FEMA Flood Map Service Center.

Sources

Checked 29 October 2026. Claims are NFIP claims only. Private flood insurance claims and uninsured losses are not included. Recent events can take months to be fully reflected.