Flood Claims Map

Missouri

Flood insurance claims in Pulaski County, Missouri

FEMA records 267 National Flood Insurance Program claims in Pulaski County, Missouri, since 1978, with $7.0 million paid in total. The year with the most claims was 2013, with 72. As of 3 August 2026, 0.4% of homes here had an NFIP policy, and 14.2% of homes in the high-risk flood zone did.

NFIP claims on record267
Total paid$7.0 million
Claims with a payment215
Homes with NFIP policy0.4%
High-risk zone homes insured14.2%
Residential policies in force66

Claims by year of loss

1978: 119781979: 21980: 01981: 01982: 419821983: 31984: 11985: 61986: 019861987: 01988: 01989: 01990: 719901991: 111992: 01993: 171994: 119941995: 11996: 01997: 01998: 019981999: 02000: 02001: 02002: 420022003: 02004: 12005: 42006: 020062007: 12008: 342009: 52010: 120102011: 22012: 02013: 722014: 020142015: 352016: 02017: 402018: 120182019: 22020: 02021: 12022: 120222023: 12024: 872

NFIP claims by year of loss, Pulaski County, Missouri

1978: $23719781979: $3761980: $01981: $01982: $56,47719821983: $16,0031984: $01985: $34,8991986: $019861987: $01988: $01989: $01990: $28,36419901991: $28,4961992: $01993: $291,2101994: $019941995: $01996: $01997: $01998: $019981999: $02000: $02001: $02002: $5,60820022003: $02004: $1,8932005: $34,8972006: $020062007: $5,4682008: $986,3952009: $7,0462010: $020102011: $38,3922012: $02013: $1.9 million2014: $020142015: $619,3512016: $02017: $2.5 million2018: $020182019: $02020: $02021: $02022: $020222023: $02024: $494,481$2.5 million

Paid on claims by year of loss (building, contents and increased cost of compliance), Pulaski County, Missouri

Named flood events with the most claims

Event (FEMA name)Claims
Late spring severe storms40
March storm30
Early winter storms30
Flooding7
Not a named storm4
Mid-spring storms2
Hurricane Ike1

ZIP codes with the most claims

ZIP code (as reported)Claims
65583136
6546130
6545923
6558419
6555618
6555017
6545714
655294
654523
655342

203 of the claims were on properties rated in a high-risk flood zone (zones starting A or V). Building $6.0 million, contents $783,085, increased cost of compliance $227,396.

Flood insurance take-up

HomesWith NFIP policyShare
High-risk flood zone2603714.2%
All homes16,036660.4%

FEMA counts residential structures and NFIP residential policies in force as of 3 August 2026. Private flood policies are not counted. A share is shown as n/a where FEMA counts no homes or more policies than homes.

Flood insurance basics. Most standard homeowners policies do not cover flood damage. NFIP policies are sold through insurance agents and through FEMA's FloodSmart site, which also explains waiting periods (usually 30 days before cover starts). Check your property's flood zone on the FEMA Flood Map Service Center.

Sources

  1. FEMA, OpenFEMA FIMA NFIP Redacted Claims (v2 dataset, API v3 NfipClaims), 2,725,989 claim records, retrieved 29 October 2026
  2. FEMA, OpenFEMA NFIP Residential Penetration Rates, as of 3 August 2026

Checked 29 October 2026. Claims are NFIP claims only. Private flood insurance claims and uninsured losses are not included. Recent events can take months to be fully reflected.