Flood Claims Map

Missouri

Flood insurance claims in Reynolds County, Missouri

FEMA records 141 National Flood Insurance Program claims in Reynolds County, Missouri, since 1982, with $3.0 million paid in total. The year with the most claims was 2008, with 33. As of 3 August 2026, 0.3% of homes here had an NFIP policy.

NFIP claims on record141
Total paid$3.0 million
Claims with a payment115
Homes with NFIP policy0.3%
High-risk zone homes insuredn/a
Residential policies in force16

Claims by year of loss

1982: 119821983: 21984: 71985: 21986: 019861987: 01988: 01989: 01990: 019901991: 01992: 01993: 251994: 119941995: 01996: 11997: 11998: 019981999: 02000: 02001: 02002: 2120022003: 12004: 02005: 02006: 020062007: 02008: 332009: 152010: 020102011: 12012: 02013: 02014: 020142015: 02016: 02017: 222018: 020182019: 02020: 12021: 02022: 020222023: 02024: 02025: 02026: 7202633

NFIP claims by year of loss, Reynolds County, Missouri

1982: $9,33219821983: $8,0081984: $12,8481985: $5041986: $019861987: $01988: $01989: $01990: $019901991: $01992: $01993: $624,6841994: $1,16919941995: $01996: $1,8471997: $01998: $019981999: $02000: $02001: $02002: $175,62020022003: $02004: $02005: $02006: $020062007: $02008: $475,5552009: $34,7102010: $020102011: $1,2312012: $02013: $02014: $020142015: $02016: $02017: $1.3 million2018: $020182019: $02020: $18,0052021: $02022: $020222023: $02024: $02025: $02026: $380,0592026$1.3 million

Paid on claims by year of loss (building, contents and increased cost of compliance), Reynolds County, Missouri

Named flood events with the most claims

Event (FEMA name)Claims
March storm30
Late spring severe storms21
Not a named storm1
Mid-spring storms1

ZIP codes with the most claims

ZIP code (as reported)Claims
6363882
6365442
636336
636253
636203
636292
636651
639571

121 of the claims were on properties rated in a high-risk flood zone (zones starting A or V). Building $2.1 million, contents $920,691, increased cost of compliance $30,000.

Flood insurance take-up

HomesWith NFIP policyShare
High-risk flood zone014n/a
All homes4,701160.3%

FEMA counts residential structures and NFIP residential policies in force as of 3 August 2026. Private flood policies are not counted. A share is shown as n/a where FEMA counts no homes or more policies than homes.

Flood insurance basics. Most standard homeowners policies do not cover flood damage. NFIP policies are sold through insurance agents and through FEMA's FloodSmart site, which also explains waiting periods (usually 30 days before cover starts). Check your property's flood zone on the FEMA Flood Map Service Center.

Sources

  1. FEMA, OpenFEMA FIMA NFIP Redacted Claims (v2 dataset, API v3 NfipClaims), 2,725,989 claim records, retrieved 29 October 2026
  2. FEMA, OpenFEMA NFIP Residential Penetration Rates, as of 3 August 2026

Checked 29 October 2026. Claims are NFIP claims only. Private flood insurance claims and uninsured losses are not included. Recent events can take months to be fully reflected.