Flood Claims Map

Missouri

Flood insurance claims in Ste. Genevieve County, Missouri

FEMA records 1,160 National Flood Insurance Program claims in Ste. Genevieve County, Missouri, since 1978, with $7.0 million paid in total. The year with the most claims was 1993, with 293. As of 3 August 2026, 0.4% of homes here had an NFIP policy, and 12.3% of homes in the high-risk flood zone did.

NFIP claims on record1,160
Total paid$7.0 million
Claims with a payment933
Homes with NFIP policy0.4%
High-risk zone homes insured12.3%
Residential policies in force43

Claims by year of loss

1978: 119781979: 1661980: 21981: 11982: 18019821983: 2471984: 61985: 341986: 9019861987: 01988: 01989: 01990: 1219901991: 01992: 91993: 2931994: 719941995: 721996: 21997: 21998: 219981999: 22000: 02001: 02002: 020022003: 12004: 02005: 02006: 020062007: 02008: 12009: 82010: 120102011: 02012: 02013: 12014: 020142015: 62016: 32017: 32018: 020182019: 42020: 02021: 12022: 020222023: 02024: 22025: 1293

NFIP claims by year of loss, Ste. Genevieve County, Missouri

1978: $019781979: $668,5791980: $3641981: $1,6481982: $913,47219821983: $628,8861984: $6,0871985: $74,7231986: $410,48319861987: $01988: $01989: $01990: $6,82519901991: $01992: $14,8831993: $3.1 million1994: $41,84119941995: $336,7961996: $11,6161997: $4,7751998: $9,76219981999: $22,7312000: $02001: $02002: $020022003: $11,7962004: $02005: $02006: $020062007: $02008: $4,0942009: $82,0542010: $14,35120102011: $02012: $02013: $35,2342014: $020142015: $389,6852016: $109,2292017: $15,6382018: $020182019: $29,4022020: $02021: $6,6232022: $020222023: $02024: $4,0582025: $60,512$3.1 million

Paid on claims by year of loss (building, contents and increased cost of compliance), Ste. Genevieve County, Missouri

Named flood events with the most claims

Event (FEMA name)Claims
Midwest Flooding255
Flooding194
Not a named storm166
Early winter storms4
Late spring severe storms3
March storm1
Central U.S. April Flooding1

ZIP codes with the most claims

ZIP code (as reported)Claims
63670992
63673122
636273
636902
631011
637001

1,097 of the claims were on properties rated in a high-risk flood zone (zones starting A or V). Building $5.7 million, contents $1.3 million, increased cost of compliance $0.

Flood insurance take-up

HomesWith NFIP policyShare
High-risk flood zone1952412.3%
All homes9,652430.4%

FEMA counts residential structures and NFIP residential policies in force as of 3 August 2026. Private flood policies are not counted. A share is shown as n/a where FEMA counts no homes or more policies than homes.

Flood insurance basics. Most standard homeowners policies do not cover flood damage. NFIP policies are sold through insurance agents and through FEMA's FloodSmart site, which also explains waiting periods (usually 30 days before cover starts). Check your property's flood zone on the FEMA Flood Map Service Center.

Sources

  1. FEMA, OpenFEMA FIMA NFIP Redacted Claims (v2 dataset, API v3 NfipClaims), 2,725,989 claim records, retrieved 29 October 2026
  2. FEMA, OpenFEMA NFIP Residential Penetration Rates, as of 3 August 2026

Checked 29 October 2026. Claims are NFIP claims only. Private flood insurance claims and uninsured losses are not included. Recent events can take months to be fully reflected.