Flood Claims Map

Missouri

Flood insurance claims in Stoddard County, Missouri

FEMA records 102 National Flood Insurance Program claims in Stoddard County, Missouri, since 1979, with $1.1 million paid in total. The year with the most claims was 2011, with 48. As of 3 August 2026, 1.0% of homes here had an NFIP policy.

NFIP claims on record102
Total paid$1.1 million
Claims with a payment81
Homes with NFIP policy1.0%
High-risk zone homes insuredn/a
Residential policies in force138

Claims by year of loss

1979: 119791980: 01981: 01982: 11983: 119831984: 01985: 01986: 01987: 019871988: 01989: 01990: 01991: 319911992: 01993: 11994: 11995: 119951996: 01997: 11998: 01999: 119992000: 02001: 02002: 22003: 120032004: 02005: 02006: 12007: 020072008: 232009: 12010: 12011: 4820112012: 12013: 02014: 12015: 120152016: 12017: 62018: 12019: 120192020: 12021: 02022: 02023: 020232024: 02025: 148

NFIP claims by year of loss, Stoddard County, Missouri

1979: $019791980: $01981: $01982: $1321983: $5,46219831984: $01985: $01986: $01987: $019871988: $01989: $01990: $01991: $2,77819911992: $01993: $15,1871994: $7641995: $28,10019951996: $01997: $3,9011998: $01999: $4,29819992000: $02001: $02002: $02003: $11420032004: $02005: $02006: $3,4092007: $020072008: $191,4392009: $02010: $02011: $598,17120112012: $6,6462013: $02014: $6,4352015: $14,10320152016: $02017: $119,0062018: $02019: $65,00020192020: $02021: $02022: $02023: $020232024: $02025: $0$598,171

Paid on claims by year of loss (building, contents and increased cost of compliance), Stoddard County, Missouri

Named flood events with the most claims

Event (FEMA name)Claims
Mid-spring storms47
March storm17
Late spring severe storms2
Flooding1
Midwest Flooding1
Not a named storm1

ZIP codes with the most claims

ZIP code (as reported)Claims
6396037
6373516
6373015
638258
639366
638415
638015
638463
638223
637711

78 of the claims were on properties rated in a high-risk flood zone (zones starting A or V). Building $991,526, contents $73,421, increased cost of compliance $0.

Flood insurance take-up

HomesWith NFIP policyShare
High-risk flood zone0134n/a
All homes13,7641381.0%

FEMA counts residential structures and NFIP residential policies in force as of 3 August 2026. Private flood policies are not counted. A share is shown as n/a where FEMA counts no homes or more policies than homes.

Flood insurance basics. Most standard homeowners policies do not cover flood damage. NFIP policies are sold through insurance agents and through FEMA's FloodSmart site, which also explains waiting periods (usually 30 days before cover starts). Check your property's flood zone on the FEMA Flood Map Service Center.

Sources

  1. FEMA, OpenFEMA FIMA NFIP Redacted Claims (v2 dataset, API v3 NfipClaims), 2,725,989 claim records, retrieved 29 October 2026
  2. FEMA, OpenFEMA NFIP Residential Penetration Rates, as of 3 August 2026

Checked 29 October 2026. Claims are NFIP claims only. Private flood insurance claims and uninsured losses are not included. Recent events can take months to be fully reflected.