Flood Claims Map

New Mexico

Flood insurance claims in Eddy County, New Mexico

FEMA records 51 National Flood Insurance Program claims in Eddy County, New Mexico, since 1978, with $332,647 paid in total. The year with the most claims was 2004, with 18. As of 3 August 2026, 1.0% of homes here had an NFIP policy, and 11.2% of homes in the high-risk flood zone did.

NFIP claims on record51
Total paid$332,647
Claims with a payment32
Homes with NFIP policy1.0%
High-risk zone homes insured11.2%
Residential policies in force235

Claims by year of loss

1978: 119781979: 01980: 21981: 31982: 019821983: 01984: 21985: 11986: 019861987: 01988: 01989: 01990: 019901991: 11992: 11993: 01994: 019941995: 01996: 01997: 11998: 019981999: 02000: 02001: 02002: 920022003: 12004: 182005: 02006: 220062007: 12008: 02009: 12010: 220102011: 02012: 02013: 12014: 220142015: 02016: 02017: 02018: 020182019: 12020: 02021: 118

NFIP claims by year of loss, Eddy County, New Mexico

1978: $019781979: $01980: $17,5251981: $8031982: $019821983: $01984: $2,6871985: $01986: $019861987: $01988: $01989: $01990: $019901991: $01992: $01993: $01994: $019941995: $01996: $01997: $4,4301998: $019981999: $02000: $02001: $02002: $115,12420022003: $3,2832004: $136,9802005: $02006: $30,93720062007: $02008: $02009: $02010: $8,67720102011: $02012: $02013: $02014: $12,20020142015: $02016: $02017: $02018: $020182019: $02020: $02021: $0$136,980

Paid on claims by year of loss (building, contents and increased cost of compliance), Eddy County, New Mexico

ZIP codes with the most claims

ZIP code (as reported)Claims
8822036
8821015

35 of the claims were on properties rated in a high-risk flood zone (zones starting A or V). Building $312,774, contents $19,873, increased cost of compliance $0.

Flood insurance take-up

HomesWith NFIP policyShare
High-risk flood zone1,80220111.2%
All homes22,3902351.0%

FEMA counts residential structures and NFIP residential policies in force as of 3 August 2026. Private flood policies are not counted. A share is shown as n/a where FEMA counts no homes or more policies than homes.

Flood insurance basics. Most standard homeowners policies do not cover flood damage. NFIP policies are sold through insurance agents and through FEMA's FloodSmart site, which also explains waiting periods (usually 30 days before cover starts). Check your property's flood zone on the FEMA Flood Map Service Center.

Sources

  1. FEMA, OpenFEMA FIMA NFIP Redacted Claims (v2 dataset, API v3 NfipClaims), 2,725,989 claim records, retrieved 29 October 2026
  2. FEMA, OpenFEMA NFIP Residential Penetration Rates, as of 3 August 2026

Checked 29 October 2026. Claims are NFIP claims only. Private flood insurance claims and uninsured losses are not included. Recent events can take months to be fully reflected.