Flood insurance claims in New Mexico by county
FEMA records 1,929 NFIP claims in New Mexico's counties, with $41.8 million paid. As of 3 August 2026, 11,342 NFIP residential policies were in force, equal to 1.4% of the state's residential structures.
| Lincoln County | 269 | $17.1 million | 2.1% |
| Doña Ana County | 208 | $4.9 million | 1.2% |
| Lea County | 208 | $931,258 | 2.8% |
| Bernalillo County | 173 | $1.4 million | 0.5% |
| San Miguel County | 139 | $823,760 | 13.1% |
| Chaves County | 132 | $8.4 million | 1.1% |
| Otero County | 130 | $1.5 million | 2.7% |
| Valencia County | 125 | $982,291 | 6.7% |
| Mora County | 64 | $478,251 | 33.0% |
| Curry County | 56 | $562,922 | 1.0% |
| Santa Fe County | 53 | $958,495 | 0.6% |
| Eddy County | 51 | $332,647 | 1.0% |
| Sandoval County | 51 | $359,096 | 1.1% |
| San Juan County | 48 | $537,443 | 0.3% |
| Rio Arriba County | 31 | $329,388 | 0.7% |
| Roosevelt County | 30 | $322,424 | 1.3% |
| Cibola County | 28 | $610,565 | 0.6% |
| Taos County | 24 | $51,076 | 0.6% |
| Socorro County | 23 | $434,738 | 2.1% |
| McKinley County | 20 | $30,534 | 0.2% |
| Sierra County | 15 | $157,857 | 0.3% |
| Quay County | 11 | $32,634 | 0.1% |
| Los Alamos County | 10 | $30,868 | 0.3% |
| Grant County | 9 | $114,115 | 0.3% |
| Colfax County | 8 | $13,050 | 0.3% |
| Catron County | 5 | $168,085 | 0.0% |
| Luna County | 4 | $151,028 | 0.2% |
| Hidalgo County | 3 | $27,828 | 0.1% |
| Torrance County | 1 | $4,797 | 1.4% |
| De Baca County | 0 | $0 | 0.1% |
| Guadalupe County | 0 | $0 | 0.0% |
| Harding County | 0 | $0 | 0.0% |
| Union County | 0 | $0 | 0.0% |
Flood insurance basics. Most standard homeowners policies do not cover flood damage. NFIP policies are sold through insurance agents and through FEMA's FloodSmart site, which also explains waiting periods (usually 30 days before cover starts). Check your property's flood zone on the FEMA Flood Map Service Center.
Sources
- FEMA, OpenFEMA FIMA NFIP Redacted Claims (v2 dataset, API v3 NfipClaims), 2,725,989 claim records, retrieved 29 October 2026
- FEMA, OpenFEMA NFIP Residential Penetration Rates, as of 3 August 2026
Checked 29 October 2026. Claims are NFIP claims only. Private flood insurance claims and uninsured losses are not included. Recent events can take months to be fully reflected.