Flood insurance claims in Mora County, New Mexico

FEMA records 64 National Flood Insurance Program claims in Mora County, New Mexico, since 2022, with $478,251 paid in total. The year with the most claims was 2025, with 34. As of 3 August 2026, 33.0% of homes here had an NFIP policy.

NFIP claims on record64

Total paid$478,251

Claims with a payment33

Homes with NFIP policy33.0%

High-risk zone homes insuredn/a

Residential policies in force1,029

Claims by year of loss

NFIP claims by year of loss, Mora County, New Mexico

Paid on claims by year of loss (building, contents and increased cost of compliance), Mora County, New Mexico

ZIP codes with the most claims

ZIP code (as reported)	Claims
87732	27
87715	13
87722	8
87723	6
87713	4
87712	3
87701	1
87736	1
87752	1

21 of the claims were on properties rated in a high-risk flood zone (zones starting A or V). Building $466,503, contents $11,748, increased cost of compliance $0.

Flood insurance take-up

	Homes	With NFIP policy	Share
High-risk flood zone	0	317	n/a
All homes	3,119	1,029	33.0%

FEMA counts residential structures and NFIP residential policies in force as of 3 August 2026. Private flood policies are not counted. A share is shown as n/a where FEMA counts no homes or more policies than homes.

Flood insurance basics. Most standard homeowners policies do not cover flood damage. NFIP policies are sold through insurance agents and through FEMA's FloodSmart site, which also explains waiting periods (usually 30 days before cover starts). Check your property's flood zone on the FEMA Flood Map Service Center.

Sources

Checked 29 October 2026. Claims are NFIP claims only. Private flood insurance claims and uninsured losses are not included. Recent events can take months to be fully reflected.