Flood insurance claims in Roosevelt County, New Mexico

FEMA records 30 National Flood Insurance Program claims in Roosevelt County, New Mexico, since 1981, with $322,424 paid in total. The year with the most claims was 2021, with 8. As of 3 August 2026, 1.3% of homes here had an NFIP policy, and 5.5% of homes in the high-risk flood zone did.

NFIP claims on record30

Total paid$322,424

Claims with a payment21

Homes with NFIP policy1.3%

High-risk zone homes insured5.5%

Residential policies in force107

Claims by year of loss

NFIP claims by year of loss, Roosevelt County, New Mexico

Paid on claims by year of loss (building, contents and increased cost of compliance), Roosevelt County, New Mexico

ZIP codes with the most claims

ZIP code (as reported)	Claims
88130	30

26 of the claims were on properties rated in a high-risk flood zone (zones starting A or V). Building $322,343, contents $81, increased cost of compliance $0.

Flood insurance take-up

	Homes	With NFIP policy	Share
High-risk flood zone	1,614	89	5.5%
All homes	8,251	107	1.3%

FEMA counts residential structures and NFIP residential policies in force as of 3 August 2026. Private flood policies are not counted. A share is shown as n/a where FEMA counts no homes or more policies than homes.

Flood insurance basics. Most standard homeowners policies do not cover flood damage. NFIP policies are sold through insurance agents and through FEMA's FloodSmart site, which also explains waiting periods (usually 30 days before cover starts). Check your property's flood zone on the FEMA Flood Map Service Center.

Sources

Checked 29 October 2026. Claims are NFIP claims only. Private flood insurance claims and uninsured losses are not included. Recent events can take months to be fully reflected.