Flood Claims Map

New Mexico

Flood insurance claims in Santa Fe County, New Mexico

FEMA records 53 National Flood Insurance Program claims in Santa Fe County, New Mexico, since 1984, with $958,495 paid in total. The year with the most claims was 2018, with 9. As of 3 August 2026, 0.6% of homes here had an NFIP policy, and 17.4% of homes in the high-risk flood zone did.

NFIP claims on record53
Total paid$958,495
Claims with a payment27
Homes with NFIP policy0.6%
High-risk zone homes insured17.4%
Residential policies in force388

Claims by year of loss

1984: 119841985: 01986: 11987: 01988: 019881989: 11990: 01991: 01992: 019921993: 01994: 01995: 11996: 019961997: 11998: 01999: 12000: 120002001: 02002: 02003: 02004: 020042005: 12006: 12007: 22008: 020082009: 12010: 22011: 32012: 420122013: 52014: 72015: 52016: 220162017: 02018: 92019: 02020: 020202021: 12022: 22023: 02024: 020242025: 19

NFIP claims by year of loss, Santa Fe County, New Mexico

1984: $019841985: $01986: $01987: $01988: $019881989: $7,1541990: $01991: $01992: $019921993: $01994: $01995: $01996: $019961997: $27,9561998: $01999: $02000: $020002001: $02002: $02003: $02004: $020042005: $4,0402006: $15,1572007: $14,8372008: $020082009: $02010: $02011: $6,6662012: $79,25320122013: $33,6262014: $37,4582015: $106,5022016: $66,05020162017: $02018: $496,6672019: $02020: $020202021: $02022: $62,9502023: $02024: $020242025: $180$496,667

Paid on claims by year of loss (building, contents and increased cost of compliance), Santa Fe County, New Mexico

ZIP codes with the most claims

ZIP code (as reported)Claims
8750517
8750616
875016
870153
875352
875072
875322
875082
875671
870101

24 of the claims were on properties rated in a high-risk flood zone (zones starting A or V). Building $836,753, contents $121,743, increased cost of compliance $0.

Flood insurance take-up

HomesWith NFIP policyShare
High-risk flood zone60910617.4%
All homes67,9253880.6%

FEMA counts residential structures and NFIP residential policies in force as of 3 August 2026. Private flood policies are not counted. A share is shown as n/a where FEMA counts no homes or more policies than homes.

Flood insurance basics. Most standard homeowners policies do not cover flood damage. NFIP policies are sold through insurance agents and through FEMA's FloodSmart site, which also explains waiting periods (usually 30 days before cover starts). Check your property's flood zone on the FEMA Flood Map Service Center.

Sources

  1. FEMA, OpenFEMA FIMA NFIP Redacted Claims (v2 dataset, API v3 NfipClaims), 2,725,989 claim records, retrieved 29 October 2026
  2. FEMA, OpenFEMA NFIP Residential Penetration Rates, as of 3 August 2026

Checked 29 October 2026. Claims are NFIP claims only. Private flood insurance claims and uninsured losses are not included. Recent events can take months to be fully reflected.