Flood insurance claims in Valencia County, New Mexico

FEMA records 125 National Flood Insurance Program claims in Valencia County, New Mexico, since 1979, with $982,291 paid in total. The year with the most claims was 2006, with 22. As of 3 August 2026, 6.7% of homes here had an NFIP policy, and 14.3% of homes in the high-risk flood zone did.

NFIP claims on record125

Total paid$982,291

Claims with a payment57

Homes with NFIP policy6.7%

High-risk zone homes insured14.3%

Residential policies in force2,142

Claims by year of loss

NFIP claims by year of loss, Valencia County, New Mexico

Paid on claims by year of loss (building, contents and increased cost of compliance), Valencia County, New Mexico

ZIP codes with the most claims

ZIP code (as reported)	Claims
87002	81
87031	20
87068	8
87042	8
87023	5
87006	1

101 of the claims were on properties rated in a high-risk flood zone (zones starting A or V). Building $899,955, contents $82,335, increased cost of compliance $0.

Flood insurance take-up

	Homes	With NFIP policy	Share
High-risk flood zone	14,722	2,111	14.3%
All homes	32,101	2,142	6.7%

FEMA counts residential structures and NFIP residential policies in force as of 3 August 2026. Private flood policies are not counted. A share is shown as n/a where FEMA counts no homes or more policies than homes.

Flood insurance basics. Most standard homeowners policies do not cover flood damage. NFIP policies are sold through insurance agents and through FEMA's FloodSmart site, which also explains waiting periods (usually 30 days before cover starts). Check your property's flood zone on the FEMA Flood Map Service Center.

Sources

Checked 29 October 2026. Claims are NFIP claims only. Private flood insurance claims and uninsured losses are not included. Recent events can take months to be fully reflected.