Flood Claims Map

Ohio

Flood insurance claims in Athens County, Ohio

FEMA records 422 National Flood Insurance Program claims in Athens County, Ohio, since 1978, with $5.4 million paid in total. The year with the most claims was 2004, with 110. As of 3 August 2026, 0.8% of homes here had an NFIP policy, and 5.9% of homes in the high-risk flood zone did.

NFIP claims on record422
Total paid$5.4 million
Claims with a payment344
Homes with NFIP policy0.8%
High-risk zone homes insured5.9%
Residential policies in force166

Claims by year of loss

1978: 319781979: 121980: 01981: 91982: 019821983: 11984: 01985: 21986: 019861987: 01988: 01989: 21990: 1419901991: 01992: 01993: 01994: 719941995: 21996: 31997: 511998: 5719981999: 02000: 82001: 42002: 320022003: 42004: 1102005: 502006: 220062007: 02008: 142009: 52010: 120102011: 82012: 22013: 52014: 120142015: 62016: 02017: 92018: 620182019: 02020: 32021: 22022: 420222023: 22024: 22025: 22026: 62026110

NFIP claims by year of loss, Athens County, Ohio

1978: $019781979: $13,6981980: $01981: $3,0411982: $019821983: $1001984: $01985: $01986: $019861987: $01988: $01989: $1,7191990: $40,82319901991: $01992: $01993: $01994: $10,86919941995: $1,3561996: $16,3061997: $407,2281998: $1.1 million19981999: $02000: $26,8262001: $1,0132002: $7,48720022003: $5,2822004: $1.7 million2005: $677,2392006: $61220062007: $02008: $110,6962009: $5,0162010: $3,95820102011: $37,4312012: $99,4372013: $23,3532014: $10,80020142015: $23,6332016: $02017: $101,7452018: $166,63620182019: $02020: $253,0512021: $93,3432022: $48,83620222023: $26,6002024: $158,6782025: $110,5782026: $34,0002026$1.7 million

Paid on claims by year of loss (building, contents and increased cost of compliance), Athens County, Ohio

Named flood events with the most claims

Event (FEMA name)Claims
Flooding91
Tropical Storm Ivan54
Not a named storm10
March storm6
Tropical Storm Fred2
Late winter storms1

ZIP codes with the most claims

ZIP code (as reported)Claims
4571973
4578265
4572353
4573251
4570150
4576435
4576630
4571127
457399
457166

262 of the claims were on properties rated in a high-risk flood zone (zones starting A or V). Building $4.2 million, contents $959,662, increased cost of compliance $189,529.

Flood insurance take-up

HomesWith NFIP policyShare
High-risk flood zone2,4301445.9%
All homes19,5731660.8%

FEMA counts residential structures and NFIP residential policies in force as of 3 August 2026. Private flood policies are not counted. A share is shown as n/a where FEMA counts no homes or more policies than homes.

Flood insurance basics. Most standard homeowners policies do not cover flood damage. NFIP policies are sold through insurance agents and through FEMA's FloodSmart site, which also explains waiting periods (usually 30 days before cover starts). Check your property's flood zone on the FEMA Flood Map Service Center.

Sources

  1. FEMA, OpenFEMA FIMA NFIP Redacted Claims (v2 dataset, API v3 NfipClaims), 2,725,989 claim records, retrieved 29 October 2026
  2. FEMA, OpenFEMA NFIP Residential Penetration Rates, as of 3 August 2026

Checked 29 October 2026. Claims are NFIP claims only. Private flood insurance claims and uninsured losses are not included. Recent events can take months to be fully reflected.