Flood insurance claims in Ohio by county
FEMA records 28,209 NFIP claims in Ohio's counties, with $371.3 million paid. As of 3 August 2026, 18,040 NFIP residential policies were in force, equal to 0.4% of the state's residential structures.
| Hancock County | 2,049 | $38.6 million | 1.4% |
| Hamilton County | 1,950 | $34.1 million | 0.4% |
| Cuyahoga County | 1,730 | $35.3 million | 0.2% |
| Franklin County | 1,399 | $8.4 million | 0.3% |
| Ottawa County | 1,384 | $9.5 million | 2.1% |
| Washington County | 1,302 | $18.3 million | 1.2% |
| Lucas County | 1,201 | $7.7 million | 0.6% |
| Erie County | 1,103 | $8.3 million | 1.2% |
| Lake County | 882 | $12.7 million | 0.5% |
| Summit County | 817 | $13.0 million | 0.4% |
| Belmont County | 653 | $7.8 million | 0.4% |
| Clermont County | 623 | $10.2 million | 0.4% |
| Lorain County | 538 | $7.1 million | 0.5% |
| Butler County | 474 | $4.6 million | 0.5% |
| Lawrence County | 467 | $4.7 million | 0.9% |
| Putnam County | 461 | $10.1 million | 0.8% |
| Stark County | 456 | $8.3 million | 0.2% |
| Athens County | 422 | $5.4 million | 0.8% |
| Trumbull County | 405 | $3.7 million | 0.4% |
| Licking County | 400 | $4.4 million | 0.6% |
| Jefferson County | 397 | $4.0 million | 0.5% |
| Guernsey County | 373 | $8.4 million | 0.4% |
| Montgomery County | 347 | $2.1 million | 0.5% |
| Defiance County | 330 | $2.4 million | 0.3% |
| Richland County | 329 | $9.8 million | 0.2% |
| Scioto County | 318 | $2.7 million | 0.7% |
| Fairfield County | 311 | $2.9 million | 0.8% |
| Mahoning County | 305 | $2.8 million | 0.2% |
| Medina County | 290 | $4.7 million | 0.3% |
| Meigs County | 273 | $2.5 million | 1.1% |
| Allen County | 259 | $4.1 million | 0.4% |
| Marion County | 240 | $3.2 million | 0.7% |
| Wood County | 210 | $1.6 million | 0.3% |
| Warren County | 209 | $2.2 million | 0.6% |
| Jackson County | 193 | $3.0 million | 0.4% |
| Tuscarawas County | 192 | $1.2 million | 0.5% |
| Morgan County | 185 | $2.0 million | 0.5% |
| Muskingum County | 182 | $2.2 million | 0.3% |
| Gallia County | 176 | $1.6 million | 1.0% |
| Wayne County | 175 | $2.8 million | 0.3% |
| Noble County | 174 | $2.9 million | 0.7% |
| Henry County | 163 | $1.3 million | 0.4% |
| Hocking County | 157 | $2.2 million | 0.8% |
| Greene County | 156 | $1.6 million | 0.7% |
| Adams County | 155 | $1.4 million | 0.3% |
| Crawford County | 154 | $2.8 million | 0.2% |
| Miami County | 150 | $2.3 million | 0.7% |
| Brown County | 149 | $1.8 million | 0.4% |
| Ashtabula County | 146 | $2.0 million | 0.2% |
| Sandusky County | 145 | $826,319 | 0.5% |
| Perry County | 137 | $1.8 million | 0.6% |
| Clark County | 136 | $4.3 million | 0.5% |
| Wyandot County | 127 | $2.5 million | 1.1% |
| Ross County | 125 | $1.2 million | 0.3% |
| Auglaize County | 124 | $2.3 million | 0.6% |
| Seneca County | 123 | $1.9 million | 0.3% |
| Holmes County | 120 | $657,019 | 0.3% |
| Logan County | 117 | $1.4 million | 0.9% |
| Columbiana County | 116 | $892,293 | 0.2% |
| Monroe County | 108 | $1.2 million | 0.3% |
| Pike County | 105 | $1.7 million | 0.6% |
| Delaware County | 101 | $995,242 | 0.3% |
| Shelby County | 97 | $1.6 million | 0.7% |
| Mercer County | 96 | $1.3 million | 0.4% |
| Harrison County | 90 | $527,423 | 0.4% |
| Portage County | 85 | $863,328 | 0.4% |
| Geauga County | 73 | $1.5 million | 0.3% |
| Huron County | 71 | $800,698 | 0.3% |
| Pickaway County | 71 | $707,735 | 0.3% |
| Knox County | 65 | $263,679 | 0.5% |
| Coshocton County | 60 | $216,323 | 0.3% |
| Ashland County | 58 | $761,659 | 0.4% |
| Union County | 56 | $430,094 | 0.3% |
| Preble County | 48 | $371,766 | 0.5% |
| Champaign County | 38 | $252,288 | 0.4% |
| Van Wert County | 36 | $230,944 | 0.3% |
| Darke County | 35 | $237,584 | 0.3% |
| Fulton County | 34 | $165,845 | 0.3% |
| Paulding County | 34 | $238,611 | 0.6% |
| Williams County | 32 | $763,838 | 0.2% |
| Carroll County | 31 | $613,661 | 0.4% |
| Madison County | 22 | $149,444 | 0.3% |
| Fayette County | 20 | $24,046 | 0.2% |
| Hardin County | 17 | $329,516 | 0.5% |
| Clinton County | 16 | $206,055 | 0.4% |
| Vinton County | 15 | $162,547 | 0.1% |
| Morrow County | 9 | $71,345 | 0.2% |
| Highland County | 2 | $11,992 | 0.0% |
Flood insurance basics. Most standard homeowners policies do not cover flood damage. NFIP policies are sold through insurance agents and through FEMA's FloodSmart site, which also explains waiting periods (usually 30 days before cover starts). Check your property's flood zone on the FEMA Flood Map Service Center.
Sources
- FEMA, OpenFEMA FIMA NFIP Redacted Claims (v2 dataset, API v3 NfipClaims), 2,725,989 claim records, retrieved 29 October 2026
- FEMA, OpenFEMA NFIP Residential Penetration Rates, as of 3 August 2026
Checked 29 October 2026. Claims are NFIP claims only. Private flood insurance claims and uninsured losses are not included. Recent events can take months to be fully reflected.