Flood insurance claims in Belmont County, Ohio

FEMA records 653 National Flood Insurance Program claims in Belmont County, Ohio, since 1978, with $7.8 million paid in total. The year with the most claims was 2004, with 260. As of 3 August 2026, 0.4% of homes here had an NFIP policy, and 7.8% of homes in the high-risk flood zone did.

NFIP claims on record653

Total paid$7.8 million

Claims with a payment529

Homes with NFIP policy0.4%

High-risk zone homes insured7.8%

Residential policies in force145

Claims by year of loss

NFIP claims by year of loss, Belmont County, Ohio

Paid on claims by year of loss (building, contents and increased cost of compliance), Belmont County, Ohio

Named flood events with the most claims

Event (FEMA name)	Claims
Tropical Storm Ivan	185
Flooding	80
Not a named storm	10

ZIP codes with the most claims

ZIP code (as reported)	Claims
43912	186
43942	104
43906	91
43935	50
43940	50
43950	42
43934	21
43947	20
43928	19
43933	18

404 of the claims were on properties rated in a high-risk flood zone (zones starting A or V). Building $6.2 million, contents $1.4 million, increased cost of compliance $110,000.

Flood insurance take-up

	Homes	With NFIP policy	Share
High-risk flood zone	1,557	122	7.8%
All homes	32,599	145	0.4%

FEMA counts residential structures and NFIP residential policies in force as of 3 August 2026. Private flood policies are not counted. A share is shown as n/a where FEMA counts no homes or more policies than homes.

Flood insurance basics. Most standard homeowners policies do not cover flood damage. NFIP policies are sold through insurance agents and through FEMA's FloodSmart site, which also explains waiting periods (usually 30 days before cover starts). Check your property's flood zone on the FEMA Flood Map Service Center.

Sources

Checked 29 October 2026. Claims are NFIP claims only. Private flood insurance claims and uninsured losses are not included. Recent events can take months to be fully reflected.