Flood Claims Map

Ohio

Flood insurance claims in Butler County, Ohio

FEMA records 474 National Flood Insurance Program claims in Butler County, Ohio, since 1978, with $4.6 million paid in total. The year with the most claims was 1979, with 77. As of 3 August 2026, 0.5% of homes here had an NFIP policy, and 25.9% of homes in the high-risk flood zone did.

NFIP claims on record474
Total paid$4.6 million
Claims with a payment355
Homes with NFIP policy0.5%
High-risk zone homes insured25.9%
Residential policies in force607

Claims by year of loss

1978: 119781979: 771980: 341981: 21982: 819821983: 41984: 01985: 01986: 119861987: 01988: 01989: 111990: 1019901991: 01992: 201993: 01994: 019941995: 51996: 181997: 21998: 3319981999: 02000: 02001: 282002: 020022003: 702004: 172005: 62006: 220062007: 22008: 192009: 42010: 120102011: 92012: 72013: 32014: 220142015: 32016: 42017: 82018: 1620182019: 52020: 172021: 12022: 820222023: 22024: 02025: 12026: 13202677

NFIP claims by year of loss, Butler County, Ohio

1978: $23119781979: $269,0651980: $47,7711981: $01982: $7,13419821983: $2,5501984: $01985: $01986: $019861987: $01988: $01989: $15,0021990: $23,76519901991: $01992: $79,9401993: $01994: $019941995: $34,4251996: $39,7441997: $6,2181998: $392,26219981999: $02000: $02001: $868,3412002: $020022003: $1.3 million2004: $101,6492005: $33,6832006: $3,41920062007: $15,0122008: $90,5772009: $7,2372010: $020102011: $10,0172012: $56,0022013: $02014: $3,02120142015: $4,5022016: $44,5142017: $218,0952018: $76,48820182019: $4,4772020: $426,3462021: $16,1652022: $62,24820222023: $10,2212024: $02025: $02026: $359,9752026$1.3 million

Paid on claims by year of loss (building, contents and increased cost of compliance), Butler County, Ohio

Named flood events with the most claims

Event (FEMA name)Claims
March storm18
Flooding12
Not a named storm1
Central U.S. April Flooding1

ZIP codes with the most claims

ZIP code (as reported)Claims
45014235
4501369
4501158
4506924
4504421
4505617
4506413
4504213
450538
450627

259 of the claims were on properties rated in a high-risk flood zone (zones starting A or V). Building $3.9 million, contents $679,740, increased cost of compliance $0.

Flood insurance take-up

HomesWith NFIP policyShare
High-risk flood zone1,74845325.9%
All homes124,5826070.5%

FEMA counts residential structures and NFIP residential policies in force as of 3 August 2026. Private flood policies are not counted. A share is shown as n/a where FEMA counts no homes or more policies than homes.

Flood insurance basics. Most standard homeowners policies do not cover flood damage. NFIP policies are sold through insurance agents and through FEMA's FloodSmart site, which also explains waiting periods (usually 30 days before cover starts). Check your property's flood zone on the FEMA Flood Map Service Center.

Sources

  1. FEMA, OpenFEMA FIMA NFIP Redacted Claims (v2 dataset, API v3 NfipClaims), 2,725,989 claim records, retrieved 29 October 2026
  2. FEMA, OpenFEMA NFIP Residential Penetration Rates, as of 3 August 2026

Checked 29 October 2026. Claims are NFIP claims only. Private flood insurance claims and uninsured losses are not included. Recent events can take months to be fully reflected.