Flood insurance claims in Delaware County, Ohio

FEMA records 101 National Flood Insurance Program claims in Delaware County, Ohio, since 1978, with $995,242 paid in total. The most claims in one year was 9, in 2005 and 2020. As of 3 August 2026, 0.3% of homes here had an NFIP policy, and 15.6% of homes in the high-risk flood zone did.

NFIP claims on record101

Total paid$995,242

Claims with a payment75

Homes with NFIP policy0.3%

High-risk zone homes insured15.6%

Residential policies in force201

Claims by year of loss

NFIP claims by year of loss, Delaware County, Ohio

Paid on claims by year of loss (building, contents and increased cost of compliance), Delaware County, Ohio

Named flood events with the most claims

Event (FEMA name)	Claims
Flooding	11
Late winter storms	2
Tropical Storm Erin	1
Central U.S. April Flooding	1

ZIP codes with the most claims

ZIP code (as reported)	Claims
43015	42
43065	27
43074	6
43082	6
43061	4
43017	3
43003	3
43035	3
43021	2
43081	2

53 of the claims were on properties rated in a high-risk flood zone (zones starting A or V). Building $889,011, contents $106,230, increased cost of compliance $0.

Flood insurance take-up

	Homes	With NFIP policy	Share
High-risk flood zone	288	45	15.6%
All homes	71,070	201	0.3%

FEMA counts residential structures and NFIP residential policies in force as of 3 August 2026. Private flood policies are not counted. A share is shown as n/a where FEMA counts no homes or more policies than homes.

Flood insurance basics. Most standard homeowners policies do not cover flood damage. NFIP policies are sold through insurance agents and through FEMA's FloodSmart site, which also explains waiting periods (usually 30 days before cover starts). Check your property's flood zone on the FEMA Flood Map Service Center.

Sources

Checked 29 October 2026. Claims are NFIP claims only. Private flood insurance claims and uninsured losses are not included. Recent events can take months to be fully reflected.