Flood Claims Map

Ohio

Flood insurance claims in Fairfield County, Ohio

FEMA records 311 National Flood Insurance Program claims in Fairfield County, Ohio, since 1979, with $2.9 million paid in total. The year with the most claims was 2008, with 35. As of 3 August 2026, 0.8% of homes here had an NFIP policy, and 18.0% of homes in the high-risk flood zone did.

NFIP claims on record311
Total paid$2.9 million
Claims with a payment179
Homes with NFIP policy0.8%
High-risk zone homes insured18.0%
Residential policies in force414

Claims by year of loss

1979: 819791980: 41981: 191982: 31983: 219831984: 11985: 91986: 21987: 019871988: 01989: 21990: 151991: 119911992: 91993: 11994: 21995: 219951996: 181997: 221998: 11999: 319992000: 22001: 12002: 12003: 020032004: 142005: 242006: 12007: 420072008: 352009: 32010: 02011: 1020112012: 42013: 42014: 22015: 320152016: 12017: 182018: 202019: 720192020: 112021: 12022: 22023: 020232024: 32025: 42026: 1235

NFIP claims by year of loss, Fairfield County, Ohio

1979: $1,63319791980: $2,0891981: $66,2251982: $16,2031983: $019831984: $1,1841985: $12,7901986: $1,3001987: $019871988: $01989: $01990: $28,4371991: $019911992: $27,9561993: $2571994: $01995: $019951996: $69,4091997: $46,2671998: $01999: $14,19519992000: $02001: $02002: $02003: $020032004: $96,3492005: $49,2172006: $8,5982007: $1,18820072008: $1.2 million2009: $23,7352010: $02011: $39,61120112012: $21,0262013: $102,8932014: $11,9482015: $2,19720152016: $02017: $159,2692018: $316,6622019: $1120192020: $384,5692021: $02022: $02023: $020232024: $55,4462025: $72,6382026: $38,244$1.2 million

Paid on claims by year of loss (building, contents and increased cost of compliance), Fairfield County, Ohio

Named flood events with the most claims

Event (FEMA name)Claims
Flooding30
March storm13
Not a named storm3
Tropical Storm Ivan1

ZIP codes with the most claims

ZIP code (as reported)Claims
43130158
4304678
4314727
4310516
4306810
431555
431125
431074
431503
430082

246 of the claims were on properties rated in a high-risk flood zone (zones starting A or V). Building $1.8 million, contents $1.1 million, increased cost of compliance $0.

Flood insurance take-up

HomesWith NFIP policyShare
High-risk flood zone1,88534018.0%
All homes54,6354140.8%

FEMA counts residential structures and NFIP residential policies in force as of 3 August 2026. Private flood policies are not counted. A share is shown as n/a where FEMA counts no homes or more policies than homes.

Flood insurance basics. Most standard homeowners policies do not cover flood damage. NFIP policies are sold through insurance agents and through FEMA's FloodSmart site, which also explains waiting periods (usually 30 days before cover starts). Check your property's flood zone on the FEMA Flood Map Service Center.

Sources

  1. FEMA, OpenFEMA FIMA NFIP Redacted Claims (v2 dataset, API v3 NfipClaims), 2,725,989 claim records, retrieved 29 October 2026
  2. FEMA, OpenFEMA NFIP Residential Penetration Rates, as of 3 August 2026

Checked 29 October 2026. Claims are NFIP claims only. Private flood insurance claims and uninsured losses are not included. Recent events can take months to be fully reflected.