Flood Claims Map

Ohio

Flood insurance claims in Fayette County, Ohio

FEMA records 20 National Flood Insurance Program claims in Fayette County, Ohio, since 1978, with $24,046 paid in total. The year with the most claims was 2017, with 3. As of 3 August 2026, 0.2% of homes here had an NFIP policy.

NFIP claims on record20
Total paid$24,046
Claims with a payment9
Homes with NFIP policy0.2%
High-risk zone homes insuredn/a
Residential policies in force34

Claims by year of loss

1978: 119781979: 21980: 01981: 11982: 019821983: 01984: 01985: 11986: 019861987: 01988: 01989: 11990: 019901991: 01992: 01993: 01994: 019941995: 01996: 11997: 01998: 119981999: 02000: 02001: 02002: 020022003: 02004: 22005: 22006: 120062007: 02008: 02009: 02010: 020102011: 02012: 02013: 02014: 020142015: 02016: 02017: 32018: 020182019: 12020: 22021: 02022: 120223

NFIP claims by year of loss, Fayette County, Ohio

1978: $019781979: $1241980: $01981: $01982: $019821983: $01984: $01985: $4661986: $019861987: $01988: $01989: $01990: $019901991: $01992: $01993: $01994: $019941995: $01996: $01997: $01998: $019981999: $02000: $02001: $02002: $020022003: $02004: $11,6552005: $2,0052006: $020062007: $02008: $02009: $02010: $020102011: $02012: $02013: $02014: $020142015: $02016: $02017: $02018: $020182019: $02020: $5,9762021: $02022: $3,8202022$11,655

Paid on claims by year of loss (building, contents and increased cost of compliance), Fayette County, Ohio

Named flood events with the most claims

Event (FEMA name)Claims
Not a named storm1
Tropical Storm Ivan1

ZIP codes with the most claims

ZIP code (as reported)Claims
4316011
457505
431061
451231
431431
431281

8 of the claims were on properties rated in a high-risk flood zone (zones starting A or V). Building $22,037, contents $2,009, increased cost of compliance $0.

Flood insurance take-up

HomesWith NFIP policyShare
High-risk flood zone024n/a
All homes15,077340.2%

FEMA counts residential structures and NFIP residential policies in force as of 3 August 2026. Private flood policies are not counted. A share is shown as n/a where FEMA counts no homes or more policies than homes.

Flood insurance basics. Most standard homeowners policies do not cover flood damage. NFIP policies are sold through insurance agents and through FEMA's FloodSmart site, which also explains waiting periods (usually 30 days before cover starts). Check your property's flood zone on the FEMA Flood Map Service Center.

Sources

  1. FEMA, OpenFEMA FIMA NFIP Redacted Claims (v2 dataset, API v3 NfipClaims), 2,725,989 claim records, retrieved 29 October 2026
  2. FEMA, OpenFEMA NFIP Residential Penetration Rates, as of 3 August 2026

Checked 29 October 2026. Claims are NFIP claims only. Private flood insurance claims and uninsured losses are not included. Recent events can take months to be fully reflected.