Flood Claims Map

Ohio

Flood insurance claims in Gallia County, Ohio

FEMA records 176 National Flood Insurance Program claims in Gallia County, Ohio, since 1978, with $1.6 million paid in total. The year with the most claims was 1997, with 23. As of 3 August 2026, 1.0% of homes here had an NFIP policy, and 10.5% of homes in the high-risk flood zone did.

NFIP claims on record176
Total paid$1.6 million
Claims with a payment141
Homes with NFIP policy1.0%
High-risk zone homes insured10.5%
Residential policies in force124

Claims by year of loss

1978: 819781979: 221980: 131981: 31982: 019821983: 01984: 01985: 01986: 019861987: 01988: 01989: 21990: 119901991: 01992: 11993: 01994: 1019941995: 11996: 21997: 231998: 1419981999: 02000: 112001: 42002: 320022003: 92004: 82005: 32006: 020062007: 02008: 32009: 22010: 320102011: 42012: 42013: 02014: 620142015: 82016: 02017: 02018: 220182019: 12020: 02021: 02022: 020222023: 22024: 12025: 223

NFIP claims by year of loss, Gallia County, Ohio

1978: $2,82119781979: $192,5601980: $19,9971981: $2,3431982: $019821983: $01984: $01985: $01986: $019861987: $01988: $01989: $5,3161990: $019901991: $01992: $01993: $01994: $21,69719941995: $01996: $30,3571997: $311,2221998: $122,30619981999: $02000: $107,6832001: $27,0872002: $13,74920022003: $61,0302004: $102,3572005: $16,7262006: $020062007: $02008: $13,8272009: $1,4322010: $36,82120102011: $9,2692012: $70,2892013: $02014: $133,85820142015: $267,3962016: $02017: $02018: $20,57420182019: $02020: $02021: $02022: $020222023: $8,3352024: $27,4812025: $7,717$311,222

Paid on claims by year of loss (building, contents and increased cost of compliance), Gallia County, Ohio

Named flood events with the most claims

Event (FEMA name)Claims
Flooding28
Not a named storm12
Tropical Storm Ivan5
Central U.S. April Flooding1

ZIP codes with the most claims

ZIP code (as reported)Claims
45631102
4568627
4562015
4561413
456236
456585
456743
456852
456432
456781

71 of the claims were on properties rated in a high-risk flood zone (zones starting A or V). Building $1.2 million, contents $432,922, increased cost of compliance $0.

Flood insurance take-up

HomesWith NFIP policyShare
High-risk flood zone1,07111210.5%
All homes12,8051241.0%

FEMA counts residential structures and NFIP residential policies in force as of 3 August 2026. Private flood policies are not counted. A share is shown as n/a where FEMA counts no homes or more policies than homes.

Flood insurance basics. Most standard homeowners policies do not cover flood damage. NFIP policies are sold through insurance agents and through FEMA's FloodSmart site, which also explains waiting periods (usually 30 days before cover starts). Check your property's flood zone on the FEMA Flood Map Service Center.

Sources

  1. FEMA, OpenFEMA FIMA NFIP Redacted Claims (v2 dataset, API v3 NfipClaims), 2,725,989 claim records, retrieved 29 October 2026
  2. FEMA, OpenFEMA NFIP Residential Penetration Rates, as of 3 August 2026

Checked 29 October 2026. Claims are NFIP claims only. Private flood insurance claims and uninsured losses are not included. Recent events can take months to be fully reflected.