Flood Claims Map

Ohio

Flood insurance claims in Jefferson County, Ohio

FEMA records 397 National Flood Insurance Program claims in Jefferson County, Ohio, since 1978, with $4.0 million paid in total. The year with the most claims was 2004, with 202. As of 3 August 2026, 0.5% of homes here had an NFIP policy, and 9.6% of homes in the high-risk flood zone did.

NFIP claims on record397
Total paid$4.0 million
Claims with a payment309
Homes with NFIP policy0.5%
High-risk zone homes insured9.6%
Residential policies in force136

Claims by year of loss

1978: 219781979: 121980: 301981: 21982: 019821983: 01984: 01985: 21986: 019861987: 01988: 01989: 11990: 1619901991: 11992: 21993: 21994: 319941995: 11996: 291997: 01998: 219981999: 12000: 02001: 02002: 020022003: 32004: 2022005: 132006: 020062007: 02008: 32009: 02010: 220102011: 22012: 02013: 32014: 3620142015: 02016: 02017: 22018: 720182019: 02020: 52021: 12022: 720222023: 02024: 42025: 02026: 12026202

NFIP claims by year of loss, Jefferson County, Ohio

1978: $019781979: $6,2011980: $88,6601981: $3201982: $019821983: $01984: $01985: $1,2501986: $019861987: $01988: $01989: $01990: $69,10019901991: $6391992: $01993: $4,3371994: $019941995: $4251996: $297,1381997: $01998: $25,00019981999: $2,1212000: $02001: $02002: $020022003: $6342004: $2.8 million2005: $38,3942006: $020062007: $02008: $7,1752009: $02010: $16,65920102011: $2,4622012: $02013: $11,8402014: $281,26420142015: $02016: $02017: $02018: $26,63420182019: $02020: $8,7402021: $9,0482022: $287,30320222023: $02024: $22,1342025: $02026: $5,7902026$2.8 million

Paid on claims by year of loss (building, contents and increased cost of compliance), Jefferson County, Ohio

Named flood events with the most claims

Event (FEMA name)Claims
Tropical Storm Ivan120
Flooding35
Not a named storm11
Hurricane Ida1

ZIP codes with the most claims

ZIP code (as reported)Claims
43917140
4394356
4390152
4393224
4393823
4396423
4393019
4391318
4395213
4392611

219 of the claims were on properties rated in a high-risk flood zone (zones starting A or V). Building $3.3 million, contents $681,929, increased cost of compliance $48,770.

Flood insurance take-up

HomesWith NFIP policyShare
High-risk flood zone1,2241189.6%
All homes28,2621360.5%

FEMA counts residential structures and NFIP residential policies in force as of 3 August 2026. Private flood policies are not counted. A share is shown as n/a where FEMA counts no homes or more policies than homes.

Flood insurance basics. Most standard homeowners policies do not cover flood damage. NFIP policies are sold through insurance agents and through FEMA's FloodSmart site, which also explains waiting periods (usually 30 days before cover starts). Check your property's flood zone on the FEMA Flood Map Service Center.

Sources

  1. FEMA, OpenFEMA FIMA NFIP Redacted Claims (v2 dataset, API v3 NfipClaims), 2,725,989 claim records, retrieved 29 October 2026
  2. FEMA, OpenFEMA NFIP Residential Penetration Rates, as of 3 August 2026

Checked 29 October 2026. Claims are NFIP claims only. Private flood insurance claims and uninsured losses are not included. Recent events can take months to be fully reflected.