Flood Claims Map

Ohio

Flood insurance claims in Lawrence County, Ohio

FEMA records 467 National Flood Insurance Program claims in Lawrence County, Ohio, since 1978, with $4.7 million paid in total. The year with the most claims was 1997, with 100. As of 3 August 2026, 0.9% of homes here had an NFIP policy, and 9.1% of homes in the high-risk flood zone did.

NFIP claims on record467
Total paid$4.7 million
Claims with a payment376
Homes with NFIP policy0.9%
High-risk zone homes insured9.1%
Residential policies in force255

Claims by year of loss

1978: 4719781979: 311980: 21981: 01982: 119821983: 01984: 01985: 01986: 019861987: 01988: 01989: 41990: 519901991: 91992: 01993: 01994: 119941995: 01996: 241997: 1001998: 1519981999: 12000: 152001: 22002: 2620022003: 172004: 252005: 62006: 120062007: 12008: 122009: 82010: 2920102011: 382012: 22013: 02014: 620142015: 62016: 52017: 32018: 420182019: 12020: 22021: 142022: 020222023: 12024: 02025: 3100

NFIP claims by year of loss, Lawrence County, Ohio

1978: $91,91419781979: $19,9091980: $1,0181981: $01982: $2,63719821983: $01984: $01985: $01986: $019861987: $01988: $01989: $8731990: $22,66219901991: $21,6761992: $01993: $01994: $019941995: $01996: $158,5051997: $1.7 million1998: $12,87419981999: $02000: $64,7462001: $13,5162002: $524,91920022003: $69,0772004: $224,1182005: $34,7022006: $2,47420062007: $4,2072008: $54,5602009: $30,9712010: $444,37820102011: $706,6052012: $3,5272013: $02014: $46,33420142015: $70,2852016: $71,8332017: $30,3232018: $65,29820182019: $14,3732020: $19,9682021: $88,9472022: $020222023: $02024: $02025: $80,555$1.7 million

Paid on claims by year of loss (building, contents and increased cost of compliance), Lawrence County, Ohio

Named flood events with the most claims

Event (FEMA name)Claims
Flooding114
Not a named storm70
Tropical Storm Ivan16
Central U.S. April Flooding1

ZIP codes with the most claims

ZIP code (as reported)Claims
45669186
4563887
4561960
4568060
4565937
4564514
4567814
456232
456352
456961

237 of the claims were on properties rated in a high-risk flood zone (zones starting A or V). Building $3.9 million, contents $734,181, increased cost of compliance $0.

Flood insurance take-up

HomesWith NFIP policyShare
High-risk flood zone2,2502049.1%
All homes28,4042550.9%

FEMA counts residential structures and NFIP residential policies in force as of 3 August 2026. Private flood policies are not counted. A share is shown as n/a where FEMA counts no homes or more policies than homes.

Flood insurance basics. Most standard homeowners policies do not cover flood damage. NFIP policies are sold through insurance agents and through FEMA's FloodSmart site, which also explains waiting periods (usually 30 days before cover starts). Check your property's flood zone on the FEMA Flood Map Service Center.

Sources

  1. FEMA, OpenFEMA FIMA NFIP Redacted Claims (v2 dataset, API v3 NfipClaims), 2,725,989 claim records, retrieved 29 October 2026
  2. FEMA, OpenFEMA NFIP Residential Penetration Rates, as of 3 August 2026

Checked 29 October 2026. Claims are NFIP claims only. Private flood insurance claims and uninsured losses are not included. Recent events can take months to be fully reflected.