Flood Claims Map

Ohio

Flood insurance claims in Licking County, Ohio

FEMA records 400 National Flood Insurance Program claims in Licking County, Ohio, since 1978, with $4.4 million paid in total. The year with the most claims was 1979, with 89. As of 3 August 2026, 0.6% of homes here had an NFIP policy, and 12.7% of homes in the high-risk flood zone did.

NFIP claims on record400
Total paid$4.4 million
Claims with a payment301
Homes with NFIP policy0.6%
High-risk zone homes insured12.7%
Residential policies in force402

Claims by year of loss

1978: 519781979: 891980: 81981: 71982: 519821983: 01984: 11985: 41986: 019861987: 41988: 11989: 71990: 3119901991: 21992: 41993: 01994: 519941995: 201996: 31997: 271998: 919981999: 12000: 32001: 12002: 320022003: 22004: 142005: 182006: 020062007: 32008: 42009: 02010: 020102011: 02012: 122013: 02014: 620142015: 22016: 02017: 162018: 020182019: 52020: 632021: 02022: 020222023: 02024: 32025: 02026: 12202689

NFIP claims by year of loss, Licking County, Ohio

1978: $7,18219781979: $215,9921980: $27,3721981: $4,2431982: $43,34019821983: $01984: $01985: $4,3911986: $019861987: $29,5201988: $01989: $14,2321990: $174,48319901991: $01992: $26,4801993: $01994: $47,68019941995: $86,8961996: $20,3021997: $184,2501998: $15,17619981999: $9572000: $14,9122001: $56,8382002: $12,36520022003: $31,8802004: $83,3652005: $114,9912006: $020062007: $02008: $4,0502009: $02010: $020102011: $02012: $209,1692013: $02014: $53,74820142015: $9,9462016: $02017: $240,3102018: $020182019: $14,5632020: $2.6 million2021: $02022: $020222023: $02024: $51,3872025: $02026: $54,7522026$2.6 million

Paid on claims by year of loss (building, contents and increased cost of compliance), Licking County, Ohio

Named flood events with the most claims

Event (FEMA name)Claims
Flooding23
Not a named storm3
March storm1

ZIP codes with the most claims

ZIP code (as reported)Claims
43055184
4302559
4305647
4306236
4306822
4300812
4302310
430805
430314
430714

257 of the claims were on properties rated in a high-risk flood zone (zones starting A or V). Building $4.0 million, contents $423,410, increased cost of compliance $0.

Flood insurance take-up

HomesWith NFIP policyShare
High-risk flood zone2,14827312.7%
All homes71,1604020.6%

FEMA counts residential structures and NFIP residential policies in force as of 3 August 2026. Private flood policies are not counted. A share is shown as n/a where FEMA counts no homes or more policies than homes.

Flood insurance basics. Most standard homeowners policies do not cover flood damage. NFIP policies are sold through insurance agents and through FEMA's FloodSmart site, which also explains waiting periods (usually 30 days before cover starts). Check your property's flood zone on the FEMA Flood Map Service Center.

Sources

  1. FEMA, OpenFEMA FIMA NFIP Redacted Claims (v2 dataset, API v3 NfipClaims), 2,725,989 claim records, retrieved 29 October 2026
  2. FEMA, OpenFEMA NFIP Residential Penetration Rates, as of 3 August 2026

Checked 29 October 2026. Claims are NFIP claims only. Private flood insurance claims and uninsured losses are not included. Recent events can take months to be fully reflected.