Flood insurance claims in Muskingum County, Ohio

FEMA records 182 National Flood Insurance Program claims in Muskingum County, Ohio, since 1978, with $2.2 million paid in total. The year with the most claims was 2005, with 31. As of 3 August 2026, 0.3% of homes here had an NFIP policy, and 9.1% of homes in the high-risk flood zone did.

NFIP claims on record182

Total paid$2.2 million

Claims with a payment139

Homes with NFIP policy0.3%

High-risk zone homes insured9.1%

Residential policies in force96

Claims by year of loss

NFIP claims by year of loss, Muskingum County, Ohio

Paid on claims by year of loss (building, contents and increased cost of compliance), Muskingum County, Ohio

Named flood events with the most claims

Event (FEMA name)	Claims
Flooding	19
March storm	5
Central U.S. April Flooding	1

ZIP codes with the most claims

ZIP code (as reported)	Claims
43701	61
43720	50
43821	12
43791	12
43822	10
43762	8
43777	6
43756	6
43771	5
43746	3

94 of the claims were on properties rated in a high-risk flood zone (zones starting A or V). Building $1.9 million, contents $336,289, increased cost of compliance $0.

Flood insurance take-up

	Homes	With NFIP policy	Share
High-risk flood zone	662	60	9.1%
All homes	34,440	96	0.3%

FEMA counts residential structures and NFIP residential policies in force as of 3 August 2026. Private flood policies are not counted. A share is shown as n/a where FEMA counts no homes or more policies than homes.

Flood insurance basics. Most standard homeowners policies do not cover flood damage. NFIP policies are sold through insurance agents and through FEMA's FloodSmart site, which also explains waiting periods (usually 30 days before cover starts). Check your property's flood zone on the FEMA Flood Map Service Center.

Sources

Checked 29 October 2026. Claims are NFIP claims only. Private flood insurance claims and uninsured losses are not included. Recent events can take months to be fully reflected.