Flood insurance claims in Noble County, Ohio

FEMA records 174 National Flood Insurance Program claims in Noble County, Ohio, since 1979, with $2.9 million paid in total. The year with the most claims was 2004, with 109. As of 3 August 2026, 0.7% of homes here had an NFIP policy, and 23.8% of homes in the high-risk flood zone did.

NFIP claims on record174

Total paid$2.9 million

Claims with a payment162

Homes with NFIP policy0.7%

High-risk zone homes insured23.8%

Residential policies in force31

Claims by year of loss

NFIP claims by year of loss, Noble County, Ohio

Paid on claims by year of loss (building, contents and increased cost of compliance), Noble County, Ohio

Named flood events with the most claims

Event (FEMA name)	Claims
Tropical Storm Ivan	56
Flooding	31
Not a named storm	1
Hurricane Ida	1

ZIP codes with the most claims

ZIP code (as reported)	Claims
43717	85
43724	56
43711	7
45745	6
45744	5
45727	4
43779	3
43793	3
43772	2
45746	2

96 of the claims were on properties rated in a high-risk flood zone (zones starting A or V). Building $2.2 million, contents $518,011, increased cost of compliance $189,864.

Flood insurance take-up

	Homes	With NFIP policy	Share
High-risk flood zone	84	20	23.8%
All homes	4,543	31	0.7%

FEMA counts residential structures and NFIP residential policies in force as of 3 August 2026. Private flood policies are not counted. A share is shown as n/a where FEMA counts no homes or more policies than homes.

Flood insurance basics. Most standard homeowners policies do not cover flood damage. NFIP policies are sold through insurance agents and through FEMA's FloodSmart site, which also explains waiting periods (usually 30 days before cover starts). Check your property's flood zone on the FEMA Flood Map Service Center.

Sources

Checked 29 October 2026. Claims are NFIP claims only. Private flood insurance claims and uninsured losses are not included. Recent events can take months to be fully reflected.