Flood insurance claims in Portage County, Ohio

FEMA records 85 National Flood Insurance Program claims in Portage County, Ohio, since 1978, with $863,328 paid in total. The year with the most claims was 2013, with 11. As of 3 August 2026, 0.4% of homes here had an NFIP policy, and 19.9% of homes in the high-risk flood zone did.

NFIP claims on record85

Total paid$863,328

Claims with a payment62

Homes with NFIP policy0.4%

High-risk zone homes insured19.9%

Residential policies in force195

Claims by year of loss

NFIP claims by year of loss, Portage County, Ohio

Paid on claims by year of loss (building, contents and increased cost of compliance), Portage County, Ohio

Named flood events with the most claims

Event (FEMA name)	Claims
Flooding	5
Late winter storms	3

ZIP codes with the most claims

ZIP code (as reported)	Claims
44241	15
44240	11
44266	11
44234	11
44202	9
44255	7
44231	5
44272	4
44449	3
44260	3

23 of the claims were on properties rated in a high-risk flood zone (zones starting A or V). Building $748,833, contents $114,496, increased cost of compliance $0.

Flood insurance take-up

	Homes	With NFIP policy	Share
High-risk flood zone	552	110	19.9%
All homes	52,876	195	0.4%

FEMA counts residential structures and NFIP residential policies in force as of 3 August 2026. Private flood policies are not counted. A share is shown as n/a where FEMA counts no homes or more policies than homes.

Flood insurance basics. Most standard homeowners policies do not cover flood damage. NFIP policies are sold through insurance agents and through FEMA's FloodSmart site, which also explains waiting periods (usually 30 days before cover starts). Check your property's flood zone on the FEMA Flood Map Service Center.

Sources

Checked 29 October 2026. Claims are NFIP claims only. Private flood insurance claims and uninsured losses are not included. Recent events can take months to be fully reflected.