Flood Claims Map

Ohio

Flood insurance claims in Sandusky County, Ohio

FEMA records 145 National Flood Insurance Program claims in Sandusky County, Ohio, since 1978, with $826,319 paid in total. The year with the most claims was 1982, with 14. As of 3 August 2026, 0.5% of homes here had an NFIP policy, and 20.5% of homes in the high-risk flood zone did.

NFIP claims on record145
Total paid$826,319
Claims with a payment111
Homes with NFIP policy0.5%
High-risk zone homes insured20.5%
Residential policies in force119

Claims by year of loss

1978: 419781979: 61980: 61981: 21982: 1419821983: 01984: 111985: 51986: 119861987: 11988: 01989: 01990: 419901991: 01992: 41993: 01994: 219941995: 11996: 01997: 51998: 1119981999: 12000: 02001: 02002: 020022003: 12004: 02005: 22006: 1120062007: 62008: 122009: 72010: 020102011: 42012: 42013: 62014: 020142015: 12016: 12017: 12018: 020182019: 22020: 02021: 02022: 120222023: 22024: 02025: 02026: 6202614

NFIP claims by year of loss, Sandusky County, Ohio

1978: $1,05719781979: $2,2241980: $7,6491981: $11,7371982: $30,52119821983: $01984: $23,9511985: $10,4991986: $019861987: $2,2101988: $01989: $01990: $8,53319901991: $01992: $6,5831993: $01994: $019941995: $01996: $01997: $43,2751998: $52,06919981999: $02000: $02001: $02002: $020022003: $4,5332004: $02005: $8,0462006: $44,52120062007: $47,2232008: $111,1712009: $58,0152010: $020102011: $13,9232012: $79,0212013: $53,9542014: $020142015: $02016: $02017: $02018: $020182019: $40,0232020: $02021: $02022: $020222023: $103,0912024: $02025: $02026: $62,4912026$111,171

Paid on claims by year of loss (building, contents and increased cost of compliance), Sandusky County, Ohio

Named flood events with the most claims

Event (FEMA name)Claims
Flooding10
Tropical Storm Erin3
Late winter storms2
March storm1

ZIP codes with the most claims

ZIP code (as reported)Claims
4342063
4346934
4481116
4346412
4341011
434313
434162
434572
448131
448361

78 of the claims were on properties rated in a high-risk flood zone (zones starting A or V). Building $753,696, contents $72,623, increased cost of compliance $0.

Flood insurance take-up

HomesWith NFIP policyShare
High-risk flood zone4589420.5%
All homes25,6891190.5%

FEMA counts residential structures and NFIP residential policies in force as of 3 August 2026. Private flood policies are not counted. A share is shown as n/a where FEMA counts no homes or more policies than homes.

Flood insurance basics. Most standard homeowners policies do not cover flood damage. NFIP policies are sold through insurance agents and through FEMA's FloodSmart site, which also explains waiting periods (usually 30 days before cover starts). Check your property's flood zone on the FEMA Flood Map Service Center.

Sources

  1. FEMA, OpenFEMA FIMA NFIP Redacted Claims (v2 dataset, API v3 NfipClaims), 2,725,989 claim records, retrieved 29 October 2026
  2. FEMA, OpenFEMA NFIP Residential Penetration Rates, as of 3 August 2026

Checked 29 October 2026. Claims are NFIP claims only. Private flood insurance claims and uninsured losses are not included. Recent events can take months to be fully reflected.