Flood Claims Map

Ohio

Flood insurance claims in Summit County, Ohio

FEMA records 817 National Flood Insurance Program claims in Summit County, Ohio, since 1978, with $13.0 million paid in total. The year with the most claims was 2013, with 126. As of 3 August 2026, 0.4% of homes here had an NFIP policy, and 28.6% of homes in the high-risk flood zone did.

NFIP claims on record817
Total paid$13.0 million
Claims with a payment628
Homes with NFIP policy0.4%
High-risk zone homes insured28.6%
Residential policies in force724

Claims by year of loss

1978: 819781979: 791980: 151981: 201982: 719821983: 111984: 41985: 71986: 419861987: 41988: 01989: 21990: 719901991: 31992: 91993: 21994: 1319941995: 61996: 11997: 21998: 219981999: 32000: 32001: 02002: 120022003: 712004: 672005: 82006: 1120062007: 272008: 72009: 22010: 020102011: 1142012: 52013: 1262014: 4220142015: 52016: 32017: 42018: 820182019: 392020: 72021: 22022: 420222023: 12024: 462025: 22026: 32026126

NFIP claims by year of loss, Summit County, Ohio

1978: $3,40519781979: $447,7901980: $16,1541981: $55,7161982: $12,09619821983: $30,1351984: $2,9161985: $36,2441986: $019861987: $3,2141988: $01989: $01990: $15,35519901991: $2,4321992: $30,5451993: $01994: $22,43019941995: $7,7121996: $6,1001997: $4851998: $1,90719981999: $3,0732000: $4282001: $02002: $020022003: $1.3 million2004: $1.2 million2005: $27,4292006: $89,94720062007: $259,7512008: $94,1402009: $6,7332010: $020102011: $1.5 million2012: $56,2232013: $4.4 million2014: $944,54220142015: $13,7282016: $12,6932017: $17,3792018: $16,37120182019: $542,3162020: $36,9042021: $14,2012022: $2,40720222023: $02024: $1.8 million2025: $2,4902026: $02026$4.4 million

Paid on claims by year of loss (building, contents and increased cost of compliance), Summit County, Ohio

Named flood events with the most claims

Event (FEMA name)Claims
Flooding29
Tropical Storm Erin22
Late winter storms12
March storm2
Not a named storm2

ZIP codes with the most claims

ZIP code (as reported)Claims
44203226
44314108
4422466
4423652
4433352
4432139
4431336
4432034
4421630
4431223

454 of the claims were on properties rated in a high-risk flood zone (zones starting A or V). Building $10.5 million, contents $2.5 million, increased cost of compliance $8,700.

Flood insurance take-up

HomesWith NFIP policyShare
High-risk flood zone1,13432428.6%
All homes201,3287240.4%

FEMA counts residential structures and NFIP residential policies in force as of 3 August 2026. Private flood policies are not counted. A share is shown as n/a where FEMA counts no homes or more policies than homes.

Flood insurance basics. Most standard homeowners policies do not cover flood damage. NFIP policies are sold through insurance agents and through FEMA's FloodSmart site, which also explains waiting periods (usually 30 days before cover starts). Check your property's flood zone on the FEMA Flood Map Service Center.

Sources

  1. FEMA, OpenFEMA FIMA NFIP Redacted Claims (v2 dataset, API v3 NfipClaims), 2,725,989 claim records, retrieved 29 October 2026
  2. FEMA, OpenFEMA NFIP Residential Penetration Rates, as of 3 August 2026

Checked 29 October 2026. Claims are NFIP claims only. Private flood insurance claims and uninsured losses are not included. Recent events can take months to be fully reflected.