Flood Claims Map

Ohio

Flood insurance claims in Wood County, Ohio

FEMA records 210 National Flood Insurance Program claims in Wood County, Ohio, since 1978, with $1.6 million paid in total. The year with the most claims was 1982, with 40. As of 3 August 2026, 0.3% of homes here had an NFIP policy, and 11.6% of homes in the high-risk flood zone did.

NFIP claims on record210
Total paid$1.6 million
Claims with a payment166
Homes with NFIP policy0.3%
High-risk zone homes insured11.6%
Residential policies in force135

Claims by year of loss

1978: 1319781979: 21980: 21981: 41982: 4019821983: 21984: 21985: 121986: 019861987: 21988: 11989: 01990: 619901991: 11992: 11993: 01994: 019941995: 11996: 11997: 21998: 1419981999: 02000: 12001: 02002: 020022003: 02004: 22005: 132006: 820062007: 12008: 192009: 82010: 020102011: 02012: 02013: 122014: 120142015: 262016: 02017: 12018: 020182019: 12020: 12021: 12022: 020222023: 02024: 02025: 12026: 8202640

NFIP claims by year of loss, Wood County, Ohio

1978: $45,69719781979: $14,3441980: $10,4521981: $2,0691982: $264,14619821983: $1,5671984: $2741985: $22,0451986: $019861987: $01988: $01989: $01990: $10,38319901991: $01992: $01993: $01994: $019941995: $01996: $01997: $10,7931998: $83,92019981999: $02000: $02001: $02002: $020022003: $02004: $02005: $231,6782006: $11,22120062007: $25,1282008: $297,9132009: $75,6512010: $020102011: $02012: $02013: $94,7802014: $020142015: $251,4692016: $02017: $02018: $020182019: $1,3012020: $1,5702021: $4,8752022: $020222023: $02024: $02025: $15,6552026: $79,3512026$297,913

Paid on claims by year of loss (building, contents and increased cost of compliance), Wood County, Ohio

Named flood events with the most claims

Event (FEMA name)Claims
Flooding18
Tropical Storm Erin1
March storm1
Central U.S. April Flooding1

ZIP codes with the most claims

ZIP code (as reported)Claims
4352263
4345040
4346528
4355114
4340212
4361911
4344710
434515
448304
434623

111 of the claims were on properties rated in a high-risk flood zone (zones starting A or V). Building $1.3 million, contents $218,198, increased cost of compliance $30,000.

Flood insurance take-up

HomesWith NFIP policyShare
High-risk flood zone8059311.6%
All homes51,7451350.3%

FEMA counts residential structures and NFIP residential policies in force as of 3 August 2026. Private flood policies are not counted. A share is shown as n/a where FEMA counts no homes or more policies than homes.

Flood insurance basics. Most standard homeowners policies do not cover flood damage. NFIP policies are sold through insurance agents and through FEMA's FloodSmart site, which also explains waiting periods (usually 30 days before cover starts). Check your property's flood zone on the FEMA Flood Map Service Center.

Sources

  1. FEMA, OpenFEMA FIMA NFIP Redacted Claims (v2 dataset, API v3 NfipClaims), 2,725,989 claim records, retrieved 29 October 2026
  2. FEMA, OpenFEMA NFIP Residential Penetration Rates, as of 3 August 2026

Checked 29 October 2026. Claims are NFIP claims only. Private flood insurance claims and uninsured losses are not included. Recent events can take months to be fully reflected.