Flood Claims Map

Oklahoma

Flood insurance claims in Coal County, Oklahoma

FEMA records 2 National Flood Insurance Program claims in Coal County, Oklahoma, since 1986, with $26,697 paid in total. There was 1 claim in each of 1986 and 2015. As of 3 August 2026, 0.1% of homes here had an NFIP policy.

NFIP claims on record2
Total paid$26,697
Claims with a payment2
Homes with NFIP policy0.1%
High-risk zone homes insuredn/a
Residential policies in force4

Claims by year of loss

1986: 119861987: 01988: 01989: 019891990: 01991: 01992: 019921993: 01994: 01995: 019951996: 01997: 01998: 019981999: 02000: 02001: 020012002: 02003: 02004: 020042005: 02006: 02007: 020072008: 02009: 02010: 020102011: 02012: 02013: 020132014: 02015: 11

NFIP claims by year of loss, Coal County, Oklahoma

1986: $18,22919861987: $01988: $01989: $019891990: $01991: $01992: $019921993: $01994: $01995: $019951996: $01997: $01998: $019981999: $02000: $02001: $020012002: $02003: $02004: $020042005: $02006: $02007: $020072008: $02009: $02010: $020102011: $02012: $02013: $020132014: $02015: $8,467$18,229

Paid on claims by year of loss (building, contents and increased cost of compliance), Coal County, Oklahoma

Named flood events with the most claims

Event (FEMA name)Claims
Flooding1
Early winter storms1

ZIP codes with the most claims

ZIP code (as reported)Claims
745382

1 of the claims was on properties rated in a high-risk flood zone (zones starting A or V). Building $20,417, contents $6,280, increased cost of compliance $0.

Flood insurance take-up

HomesWith NFIP policyShare
High-risk flood zone03n/a
All homes2,96440.1%

FEMA counts residential structures and NFIP residential policies in force as of 3 August 2026. Private flood policies are not counted. A share is shown as n/a where FEMA counts no homes or more policies than homes.

Flood insurance basics. Most standard homeowners policies do not cover flood damage. NFIP policies are sold through insurance agents and through FEMA's FloodSmart site, which also explains waiting periods (usually 30 days before cover starts). Check your property's flood zone on the FEMA Flood Map Service Center.

Sources

  1. FEMA, OpenFEMA FIMA NFIP Redacted Claims (v2 dataset, API v3 NfipClaims), 2,725,989 claim records, retrieved 29 October 2026
  2. FEMA, OpenFEMA NFIP Residential Penetration Rates, as of 3 August 2026

Checked 29 October 2026. Claims are NFIP claims only. Private flood insurance claims and uninsured losses are not included. Recent events can take months to be fully reflected.