Flood insurance claims in Oklahoma by county
FEMA records 12,875 NFIP claims in Oklahoma's counties, with $258.4 million paid. As of 3 August 2026, 6,994 NFIP residential policies were in force, equal to 0.5% of the state's residential structures.
| Tulsa County | 3,822 | $71.4 million | 0.7% |
| Oklahoma County | 1,715 | $24.7 million | 0.5% |
| Ottawa County | 1,161 | $30.6 million | 1.5% |
| Comanche County | 835 | $23.4 million | 1.0% |
| Logan County | 460 | $4.9 million | 0.2% |
| Cleveland County | 400 | $7.3 million | 0.6% |
| Washington County | 372 | $8.5 million | 0.9% |
| Kay County | 346 | $3.2 million | 0.5% |
| Wagoner County | 341 | $9.7 million | 0.7% |
| Kingfisher County | 288 | $5.0 million | 0.4% |
| Muskogee County | 260 | $15.8 million | 0.6% |
| Creek County | 259 | $3.0 million | 0.3% |
| Rogers County | 247 | $6.0 million | 0.7% |
| Canadian County | 232 | $3.6 million | 0.4% |
| Grady County | 229 | $5.0 million | 0.3% |
| Pottawatomie County | 153 | $2.4 million | 0.4% |
| Mayes County | 122 | $3.3 million | 0.4% |
| Delaware County | 115 | $1.7 million | 0.4% |
| Okmulgee County | 111 | $3.9 million | 0.3% |
| Cherokee County | 106 | $1.9 million | 0.5% |
| Payne County | 100 | $1.2 million | 0.4% |
| Osage County | 96 | $1.2 million | 0.3% |
| Stephens County | 91 | $918,707 | 0.2% |
| Carter County | 84 | $2.5 million | 0.2% |
| Garfield County | 81 | $422,372 | 0.4% |
| Garvin County | 65 | $1.4 million | 0.6% |
| McCurtain County | 54 | $922,603 | 0.3% |
| McClain County | 49 | $731,085 | 0.3% |
| Craig County | 46 | $1.3 million | 0.3% |
| Sequoyah County | 46 | $1.2 million | 0.4% |
| Woodward County | 46 | $187,666 | 0.7% |
| Caddo County | 44 | $1.3 million | 0.3% |
| Seminole County | 44 | $1.1 million | 0.2% |
| Le Flore County | 43 | $1.3 million | 0.3% |
| Alfalfa County | 37 | $232,773 | 0.7% |
| Harmon County | 27 | $195,378 | 0.3% |
| Lincoln County | 27 | $76,542 | 0.1% |
| Bryan County | 26 | $1.1 million | 0.1% |
| Pittsburg County | 26 | $409,094 | 0.4% |
| Adair County | 25 | $1.1 million | 0.2% |
| Kiowa County | 22 | $515,812 | 0.3% |
| Pontotoc County | 22 | $691,475 | 0.1% |
| Custer County | 19 | $184,084 | 0.1% |
| Major County | 18 | $256,605 | 0.3% |
| Cotton County | 17 | $160,553 | 0.2% |
| Nowata County | 13 | $357,000 | 0.3% |
| Woods County | 11 | $118,208 | 0.1% |
| Grant County | 9 | $110,245 | 0.1% |
| Beckham County | 8 | $53,749 | 0.1% |
| Marshall County | 8 | $23,040 | 0.1% |
| Atoka County | 7 | $94,800 | 0.0% |
| Blaine County | 7 | $119,559 | 0.1% |
| Jackson County | 7 | $6,518 | 0.3% |
| Murray County | 7 | $132,447 | 0.1% |
| Choctaw County | 6 | $236,494 | 0.2% |
| Haskell County | 6 | $131,813 | 0.0% |
| Jefferson County | 6 | $80,584 | 0.1% |
| Pawnee County | 6 | $43,148 | 0.0% |
| Tillman County | 5 | $65,883 | 0.1% |
| Washita County | 5 | $104,609 | 0.2% |
| Greer County | 4 | $35,259 | 0.1% |
| Johnston County | 4 | $222,970 | 0.0% |
| Noble County | 4 | $22,264 | 0.1% |
| Ellis County | 3 | $10,165 | 0.0% |
| Latimer County | 3 | $46,010 | 0.1% |
| McIntosh County | 3 | $104,937 | 0.2% |
| Texas County | 3 | $125,348 | 0.2% |
| Coal County | 2 | $26,697 | 0.1% |
| Harper County | 2 | $8,869 | 0.0% |
| Hughes County | 2 | $9,945 | 0.1% |
| Okfuskee County | 2 | $4,170 | 0.0% |
| Beaver County | 1 | $0 | 0.1% |
| Love County | 1 | $9,956 | 0.0% |
| Pushmataha County | 1 | $0 | 0.2% |
| Cimarron County | 0 | $0 | 0.0% |
| Dewey County | 0 | $0 | 0.0% |
| Roger Mills County | 0 | $0 | 0.1% |
Flood insurance basics. Most standard homeowners policies do not cover flood damage. NFIP policies are sold through insurance agents and through FEMA's FloodSmart site, which also explains waiting periods (usually 30 days before cover starts). Check your property's flood zone on the FEMA Flood Map Service Center.
Sources
- FEMA, OpenFEMA FIMA NFIP Redacted Claims (v2 dataset, API v3 NfipClaims), 2,725,989 claim records, retrieved 29 October 2026
- FEMA, OpenFEMA NFIP Residential Penetration Rates, as of 3 August 2026
Checked 29 October 2026. Claims are NFIP claims only. Private flood insurance claims and uninsured losses are not included. Recent events can take months to be fully reflected.