Flood Claims Map

Oklahoma

Flood insurance claims in Delaware County, Oklahoma

FEMA records 115 National Flood Insurance Program claims in Delaware County, Oklahoma, since 1987, with $1.7 million paid in total. The year with the most claims was 2019, with 29. As of 3 August 2026, 0.4% of homes here had an NFIP policy, and 8.9% of homes in the high-risk flood zone did.

NFIP claims on record115
Total paid$1.7 million
Claims with a payment90
Homes with NFIP policy0.4%
High-risk zone homes insured8.9%
Residential policies in force85

Claims by year of loss

1987: 119871988: 01989: 01990: 319901991: 01992: 01993: 119931994: 01995: 11996: 019961997: 01998: 11999: 219992000: 02001: 02002: 120022003: 02004: 52005: 020052006: 02007: 42008: 620082009: 82010: 02011: 2020112012: 22013: 12014: 020142015: 222016: 02017: 720172018: 02019: 292020: 020202021: 02022: 02023: 020232024: 02025: 129

NFIP claims by year of loss, Delaware County, Oklahoma

1987: $5,00019871988: $01989: $01990: $16,10419901991: $01992: $01993: $2,43919931994: $01995: $33,2971996: $019961997: $01998: $10,1021999: $7,25919992000: $02001: $02002: $020022003: $02004: $45,7362005: $020052006: $02007: $30,5392008: $131,33320082009: $31,5482010: $02011: $312,24820112012: $02013: $23,2692014: $020142015: $153,5252016: $02017: $139,44920172018: $02019: $726,0322020: $020202021: $02022: $02023: $020232024: $02025: $26,953$726,032

Paid on claims by year of loss (building, contents and increased cost of compliance), Delaware County, Oklahoma

Named flood events with the most claims

Event (FEMA name)Claims
Early summer storms13
Early winter storms6
Thunderstorms2

ZIP codes with the most claims

ZIP code (as reported)Claims
7434450
7434735
7433120
743467
743421
734431
743381

91 of the claims were on properties rated in a high-risk flood zone (zones starting A or V). Building $1.6 million, contents $103,062, increased cost of compliance $30,000.

Flood insurance take-up

HomesWith NFIP policyShare
High-risk flood zone821738.9%
All homes23,025850.4%

FEMA counts residential structures and NFIP residential policies in force as of 3 August 2026. Private flood policies are not counted. A share is shown as n/a where FEMA counts no homes or more policies than homes.

Flood insurance basics. Most standard homeowners policies do not cover flood damage. NFIP policies are sold through insurance agents and through FEMA's FloodSmart site, which also explains waiting periods (usually 30 days before cover starts). Check your property's flood zone on the FEMA Flood Map Service Center.

Sources

  1. FEMA, OpenFEMA FIMA NFIP Redacted Claims (v2 dataset, API v3 NfipClaims), 2,725,989 claim records, retrieved 29 October 2026
  2. FEMA, OpenFEMA NFIP Residential Penetration Rates, as of 3 August 2026

Checked 29 October 2026. Claims are NFIP claims only. Private flood insurance claims and uninsured losses are not included. Recent events can take months to be fully reflected.