Flood Claims Map

Oklahoma

Flood insurance claims in Garvin County, Oklahoma

FEMA records 65 National Flood Insurance Program claims in Garvin County, Oklahoma, since 1979, with $1.4 million paid in total. The year with the most claims was 1987, with 17. As of 3 August 2026, 0.6% of homes here had an NFIP policy, and 4.0% of homes in the high-risk flood zone did.

NFIP claims on record65
Total paid$1.4 million
Claims with a payment47
Homes with NFIP policy0.6%
High-risk zone homes insured4.0%
Residential policies in force67

Claims by year of loss

1979: 319791980: 51981: 01982: 01983: 619831984: 01985: 01986: 01987: 1719871988: 01989: 01990: 31991: 019911992: 01993: 01994: 01995: 019951996: 01997: 01998: 21999: 019992000: 02001: 02002: 12003: 020032004: 02005: 12006: 02007: 120072008: 12009: 22010: 02011: 020112012: 02013: 02014: 02015: 620152016: 62017: 32018: 02019: 320192020: 22021: 22022: 02023: 020232024: 02025: 117

NFIP claims by year of loss, Garvin County, Oklahoma

1979: $19,29719791980: $10,8551981: $01982: $01983: $10,05619831984: $01985: $01986: $01987: $159,83419871988: $01989: $01990: $18,6021991: $019911992: $01993: $01994: $01995: $019951996: $01997: $01998: $5671999: $019992000: $02001: $02002: $3562003: $020032004: $02005: $16,5932006: $02007: $64,85720072008: $02009: $28,6142010: $02011: $020112012: $02013: $02014: $02015: $48,61220152016: $945,7872017: $5,0642018: $02019: $95620192020: $14,2562021: $27,8672022: $02023: $020232024: $02025: $14,199$945,787

Paid on claims by year of loss (building, contents and increased cost of compliance), Garvin County, Oklahoma

Named flood events with the most claims

Event (FEMA name)Claims
Flooding4
Tropical Storm Bill2
Early summer storms2

ZIP codes with the most claims

ZIP code (as reported)Claims
7307531
7305226
748724
730572
734341

42 of the claims were on properties rated in a high-risk flood zone (zones starting A or V). Building $1.0 million, contents $347,247, increased cost of compliance $0.

Flood insurance take-up

HomesWith NFIP policyShare
High-risk flood zone1,623654.0%
All homes11,674670.6%

FEMA counts residential structures and NFIP residential policies in force as of 3 August 2026. Private flood policies are not counted. A share is shown as n/a where FEMA counts no homes or more policies than homes.

Flood insurance basics. Most standard homeowners policies do not cover flood damage. NFIP policies are sold through insurance agents and through FEMA's FloodSmart site, which also explains waiting periods (usually 30 days before cover starts). Check your property's flood zone on the FEMA Flood Map Service Center.

Sources

  1. FEMA, OpenFEMA FIMA NFIP Redacted Claims (v2 dataset, API v3 NfipClaims), 2,725,989 claim records, retrieved 29 October 2026
  2. FEMA, OpenFEMA NFIP Residential Penetration Rates, as of 3 August 2026

Checked 29 October 2026. Claims are NFIP claims only. Private flood insurance claims and uninsured losses are not included. Recent events can take months to be fully reflected.