Flood insurance claims in Okmulgee County, Oklahoma

FEMA records 111 National Flood Insurance Program claims in Okmulgee County, Oklahoma, since 1985, with $3.9 million paid in total. The year with the most claims was 2013, with 22. As of 3 August 2026, 0.3% of homes here had an NFIP policy, and 7.6% of homes in the high-risk flood zone did.

NFIP claims on record111

Total paid$3.9 million

Claims with a payment103

Homes with NFIP policy0.3%

High-risk zone homes insured7.6%

Residential policies in force56

Claims by year of loss

NFIP claims by year of loss, Okmulgee County, Oklahoma

Paid on claims by year of loss (building, contents and increased cost of compliance), Okmulgee County, Oklahoma

Named flood events with the most claims

Event (FEMA name)	Claims
Thunderstorms	4
Early summer storms	3
Flooding	1
Early winter storms	1

ZIP codes with the most claims

ZIP code (as reported)	Claims
74437	46
74447	31
74047	25
74431	6
74421	2
74445	1

90 of the claims were on properties rated in a high-risk flood zone (zones starting A or V). Building $3.1 million, contents $738,959, increased cost of compliance $13,350.

Flood insurance take-up

	Homes	With NFIP policy	Share
High-risk flood zone	594	45	7.6%
All homes	17,375	56	0.3%

FEMA counts residential structures and NFIP residential policies in force as of 3 August 2026. Private flood policies are not counted. A share is shown as n/a where FEMA counts no homes or more policies than homes.

Flood insurance basics. Most standard homeowners policies do not cover flood damage. NFIP policies are sold through insurance agents and through FEMA's FloodSmart site, which also explains waiting periods (usually 30 days before cover starts). Check your property's flood zone on the FEMA Flood Map Service Center.

Sources

Checked 29 October 2026. Claims are NFIP claims only. Private flood insurance claims and uninsured losses are not included. Recent events can take months to be fully reflected.