Flood Claims Map

Oklahoma

Flood insurance claims in Tulsa County, Oklahoma

FEMA records 3,822 National Flood Insurance Program claims in Tulsa County, Oklahoma, since 1978, with $71.4 million paid in total. The year with the most claims was 1984, with 1,532. As of 3 August 2026, 0.7% of homes here had an NFIP policy, and 21.9% of homes in the high-risk flood zone did.

NFIP claims on record3,822
Total paid$71.4 million
Claims with a payment3,275
Homes with NFIP policy0.7%
High-risk zone homes insured21.9%
Residential policies in force1,553

Claims by year of loss

1978: 1319781979: 2401980: 1051981: 301982: 3819821983: 181984: 1,5321985: 791986: 50219861987: 121988: 261989: 141990: 3519901991: 61992: 51993: 561994: 8419941995: 1421996: 111997: 311998: 4319981999: 552000: 2182001: 52002: 4120022003: 202004: 242005: 12006: 720062007: 292008: 482009: 142010: 1320102011: 142012: 22013: 22014: 020142015: 432016: 22017: 42018: 320182019: 2082020: 12021: 82022: 2020222023: 02024: 12025: 72026: 1020261,532

NFIP claims by year of loss, Tulsa County, Oklahoma

1978: $12,01219781979: $844,5491980: $230,9381981: $142,5721982: $109,55319821983: $47,2461984: $31.1 million1985: $409,3421986: $7.2 million19861987: $35,9291988: $37,2491989: $36,2561990: $153,16919901991: $17,7141992: $3,3431993: $537,0611994: $631,48119941995: $1.1 million1996: $9,4921997: $124,7901998: $360,49419981999: $478,9732000: $3.9 million2001: $2,9102002: $373,33720022003: $80,0752004: $221,6362005: $02006: $46,88720062007: $275,3922008: $604,7542009: $436,7072010: $68,07020102011: $53,4492012: $15,1082013: $7,7812014: $020142015: $1.1 million2016: $17,8632017: $10,6432018: $98,04720182019: $18.4 million2020: $02021: $138,5322022: $953,74620222023: $02024: $2,6452025: $721,9762026: $210,9622026$31.1 million

Paid on claims by year of loss (building, contents and increased cost of compliance), Tulsa County, Oklahoma

Named flood events with the most claims

Event (FEMA name)Claims
Flooding2,089
Early summer storms28
Early winter storms7
Thunderstorms4
Tropical Storm Bill1

ZIP codes with the most claims

ZIP code (as reported)Claims
74063527
74112474
74129335
74135327
74008308
74105234
74070203
74145168
74128155
74136127

2,179 of the claims were on properties rated in a high-risk flood zone (zones starting A or V). Building $52.3 million, contents $18.9 million, increased cost of compliance $185,000.

Flood insurance take-up

HomesWith NFIP policyShare
High-risk flood zone3,41975021.9%
All homes221,0151,5530.7%

FEMA counts residential structures and NFIP residential policies in force as of 3 August 2026. Private flood policies are not counted. A share is shown as n/a where FEMA counts no homes or more policies than homes.

Flood insurance basics. Most standard homeowners policies do not cover flood damage. NFIP policies are sold through insurance agents and through FEMA's FloodSmart site, which also explains waiting periods (usually 30 days before cover starts). Check your property's flood zone on the FEMA Flood Map Service Center.

Sources

  1. FEMA, OpenFEMA FIMA NFIP Redacted Claims (v2 dataset, API v3 NfipClaims), 2,725,989 claim records, retrieved 29 October 2026
  2. FEMA, OpenFEMA NFIP Residential Penetration Rates, as of 3 August 2026

Checked 29 October 2026. Claims are NFIP claims only. Private flood insurance claims and uninsured losses are not included. Recent events can take months to be fully reflected.