Flood Claims Map

Oklahoma

Flood insurance claims in Wagoner County, Oklahoma

FEMA records 341 National Flood Insurance Program claims in Wagoner County, Oklahoma, since 1978, with $9.7 million paid in total. The year with the most claims was 2008, with 48. As of 3 August 2026, 0.7% of homes here had an NFIP policy, and 18.8% of homes in the high-risk flood zone did.

NFIP claims on record341
Total paid$9.7 million
Claims with a payment293
Homes with NFIP policy0.7%
High-risk zone homes insured18.8%
Residential policies in force222

Claims by year of loss

1978: 119781979: 21980: 51981: 11982: 919821983: 21984: 241985: 41986: 4419861987: 01988: 11989: 101990: 319901991: 01992: 61993: 131994: 119941995: 21996: 01997: 01998: 1119981999: 222000: 172001: 12002: 220022003: 02004: 02005: 02006: 2520062007: 32008: 482009: 52010: 120102011: 12012: 22013: 102014: 120142015: 232016: 12017: 02018: 120182019: 282020: 02021: 22022: 220222023: 02024: 02025: 62026: 1202648

NFIP claims by year of loss, Wagoner County, Oklahoma

1978: $51919781979: $2,2561980: $53,3521981: $6781982: $7,17719821983: $01984: $468,5461985: $11,8551986: $594,57119861987: $01988: $01989: $30,8471990: $14,07119901991: $01992: $35,5711993: $65,6391994: $4,03519941995: $20,2141996: $01997: $01998: $90,78019981999: $457,5552000: $279,1942001: $02002: $5,74420022003: $02004: $02005: $02006: $1.3 million20062007: $12,1122008: $1.9 million2009: $53,0842010: $020102011: $22,2582012: $4,9482013: $358,6382014: $020142015: $1.1 million2016: $02017: $02018: $020182019: $2.4 million2020: $02021: $93,0862022: $87,73220222023: $02024: $02025: $107,9572026: $02026$2.4 million

Paid on claims by year of loss (building, contents and increased cost of compliance), Wagoner County, Oklahoma

Named flood events with the most claims

Event (FEMA name)Claims
Flooding80
Early summer storms20
Early winter storms1
Thunderstorms1

ZIP codes with the most claims

ZIP code (as reported)Claims
74014170
7442990
7446734
7410824
744345
744544
744364
740153
740083
740131

235 of the claims were on properties rated in a high-risk flood zone (zones starting A or V). Building $7.8 million, contents $1.8 million, increased cost of compliance $28,293.

Flood insurance take-up

HomesWith NFIP policyShare
High-risk flood zone76614418.8%
All homes32,0242220.7%

FEMA counts residential structures and NFIP residential policies in force as of 3 August 2026. Private flood policies are not counted. A share is shown as n/a where FEMA counts no homes or more policies than homes.

Flood insurance basics. Most standard homeowners policies do not cover flood damage. NFIP policies are sold through insurance agents and through FEMA's FloodSmart site, which also explains waiting periods (usually 30 days before cover starts). Check your property's flood zone on the FEMA Flood Map Service Center.

Sources

  1. FEMA, OpenFEMA FIMA NFIP Redacted Claims (v2 dataset, API v3 NfipClaims), 2,725,989 claim records, retrieved 29 October 2026
  2. FEMA, OpenFEMA NFIP Residential Penetration Rates, as of 3 August 2026

Checked 29 October 2026. Claims are NFIP claims only. Private flood insurance claims and uninsured losses are not included. Recent events can take months to be fully reflected.