Flood Claims Map

Oklahoma

Flood insurance claims in Woods County, Oklahoma

FEMA records 11 National Flood Insurance Program claims in Woods County, Oklahoma, since 1985, with $118,208 paid in total. The most claims in one year was 3, in 1985, 1998 and 2000. As of 3 August 2026, 0.1% of homes here had an NFIP policy.

NFIP claims on record11
Total paid$118,208
Claims with a payment9
Homes with NFIP policy0.1%
High-risk zone homes insuredn/a
Residential policies in force3

Claims by year of loss

1985: 319851986: 01987: 019871988: 01989: 019891990: 01991: 019911992: 01993: 019931994: 01995: 019951996: 01997: 019971998: 31999: 019992000: 32001: 020012002: 12003: 020032004: 02005: 020052006: 02007: 020072008: 13

NFIP claims by year of loss, Woods County, Oklahoma

1985: $5,22519851986: $01987: $019871988: $01989: $019891990: $01991: $019911992: $01993: $019931994: $01995: $019951996: $01997: $019971998: $10,7161999: $019992000: $79,8522001: $020012002: $2,2922003: $020032004: $02005: $020052006: $02007: $020072008: $20,123$79,852

Paid on claims by year of loss (building, contents and increased cost of compliance), Woods County, Oklahoma

Named flood events with the most claims

Event (FEMA name)Claims
Hurricane Ike1

ZIP codes with the most claims

ZIP code (as reported)Claims
738604
737314
737173

4 of the claims were on properties rated in a high-risk flood zone (zones starting A or V). Building $94,069, contents $24,139, increased cost of compliance $0.

Flood insurance take-up

HomesWith NFIP policyShare
High-risk flood zone02n/a
All homes4,72230.1%

FEMA counts residential structures and NFIP residential policies in force as of 3 August 2026. Private flood policies are not counted. A share is shown as n/a where FEMA counts no homes or more policies than homes.

Flood insurance basics. Most standard homeowners policies do not cover flood damage. NFIP policies are sold through insurance agents and through FEMA's FloodSmart site, which also explains waiting periods (usually 30 days before cover starts). Check your property's flood zone on the FEMA Flood Map Service Center.

Sources

  1. FEMA, OpenFEMA FIMA NFIP Redacted Claims (v2 dataset, API v3 NfipClaims), 2,725,989 claim records, retrieved 29 October 2026
  2. FEMA, OpenFEMA NFIP Residential Penetration Rates, as of 3 August 2026

Checked 29 October 2026. Claims are NFIP claims only. Private flood insurance claims and uninsured losses are not included. Recent events can take months to be fully reflected.