Flood Claims Map

Oklahoma

Flood insurance claims in Woodward County, Oklahoma

FEMA records 46 National Flood Insurance Program claims in Woodward County, Oklahoma, since 1980, with $187,666 paid in total. The year with the most claims was 1996, with 10. As of 3 August 2026, 0.7% of homes here had an NFIP policy, and 14.0% of homes in the high-risk flood zone did.

NFIP claims on record46
Total paid$187,666
Claims with a payment29
Homes with NFIP policy0.7%
High-risk zone homes insured14.0%
Residential policies in force62

Claims by year of loss

1980: 119801981: 01982: 31983: 01984: 019841985: 21986: 01987: 31988: 019881989: 11990: 01991: 01992: 019921993: 01994: 01995: 01996: 1019961997: 11998: 01999: 12000: 020002001: 82002: 32003: 02004: 020042005: 12006: 02007: 12008: 020082009: 52010: 02011: 12012: 120122013: 02014: 12015: 02016: 020162017: 02018: 12019: 210

NFIP claims by year of loss, Woodward County, Oklahoma

1980: $019801981: $01982: $15,5601983: $01984: $019841985: $01986: $01987: $01988: $019881989: $01990: $01991: $01992: $019921993: $01994: $01995: $01996: $23,68519961997: $01998: $01999: $02000: $020002001: $23,8812002: $3,2982003: $02004: $020042005: $5,2942006: $02007: $02008: $020082009: $31,5152010: $02011: $02012: $7,90120122013: $02014: $9,3662015: $02016: $020162017: $02018: $60,6702019: $6,496$60,670

Paid on claims by year of loss (building, contents and increased cost of compliance), Woodward County, Oklahoma

ZIP codes with the most claims

ZIP code (as reported)Claims
7380145

42 of the claims were on properties rated in a high-risk flood zone (zones starting A or V). Building $187,666, contents $0, increased cost of compliance $0.

Flood insurance take-up

HomesWith NFIP policyShare
High-risk flood zone4075714.0%
All homes8,691620.7%

FEMA counts residential structures and NFIP residential policies in force as of 3 August 2026. Private flood policies are not counted. A share is shown as n/a where FEMA counts no homes or more policies than homes.

Flood insurance basics. Most standard homeowners policies do not cover flood damage. NFIP policies are sold through insurance agents and through FEMA's FloodSmart site, which also explains waiting periods (usually 30 days before cover starts). Check your property's flood zone on the FEMA Flood Map Service Center.

Sources

  1. FEMA, OpenFEMA FIMA NFIP Redacted Claims (v2 dataset, API v3 NfipClaims), 2,725,989 claim records, retrieved 29 October 2026
  2. FEMA, OpenFEMA NFIP Residential Penetration Rates, as of 3 August 2026

Checked 29 October 2026. Claims are NFIP claims only. Private flood insurance claims and uninsured losses are not included. Recent events can take months to be fully reflected.