Flood Claims Map

Oregon

Flood insurance claims in Columbia County, Oregon

FEMA records 432 National Flood Insurance Program claims in Columbia County, Oregon, since 1982, with $21.0 million paid in total. The year with the most claims was 2007, with 240. As of 3 August 2026, 1.9% of homes here had an NFIP policy, and 21.8% of homes in the high-risk flood zone did.

NFIP claims on record432
Total paid$21.0 million
Claims with a payment381
Homes with NFIP policy1.9%
High-risk zone homes insured21.8%
Residential policies in force467

Claims by year of loss

1982: 319821983: 01984: 01985: 01986: 119861987: 21988: 01989: 01990: 219901991: 21992: 11993: 01994: 019941995: 31996: 1211997: 21998: 219981999: 32000: 02001: 22002: 120022003: 12004: 02005: 02006: 120062007: 2402008: 02009: 32010: 020102011: 12012: 32013: 02014: 120142015: 262016: 12017: 32018: 020182019: 52020: 12021: 02022: 020222023: 02024: 02025: 1240

NFIP claims by year of loss, Columbia County, Oregon

1982: $8,87619821983: $01984: $01985: $01986: $019861987: $11,9601988: $01989: $01990: $019901991: $1,1561992: $01993: $01994: $019941995: $4041996: $2.4 million1997: $2,1291998: $5,31619981999: $1712000: $02001: $7132002: $2,51720022003: $4,1252004: $02005: $02006: $4,35420062007: $17.5 million2008: $02009: $178,7152010: $020102011: $02012: $9,7622013: $02014: $5,34320142015: $616,6052016: $02017: $02018: $020182019: $203,9972020: $02021: $02022: $020222023: $02024: $02025: $0$17.5 million

Paid on claims by year of loss (building, contents and increased cost of compliance), Columbia County, Oregon

Named flood events with the most claims

Event (FEMA name)Claims
Winter storm236
Flooding107

ZIP codes with the most claims

ZIP code (as reported)Claims
97064324
9701635
9705632
9705130
970489
970181
972311

304 of the claims were on properties rated in a high-risk flood zone (zones starting A or V). Building $14.7 million, contents $4.0 million, increased cost of compliance $2.3 million.

Flood insurance take-up

HomesWith NFIP policyShare
High-risk flood zone1,73737921.8%
All homes24,2114671.9%

FEMA counts residential structures and NFIP residential policies in force as of 3 August 2026. Private flood policies are not counted. A share is shown as n/a where FEMA counts no homes or more policies than homes.

Flood insurance basics. Most standard homeowners policies do not cover flood damage. NFIP policies are sold through insurance agents and through FEMA's FloodSmart site, which also explains waiting periods (usually 30 days before cover starts). Check your property's flood zone on the FEMA Flood Map Service Center.

Sources

  1. FEMA, OpenFEMA FIMA NFIP Redacted Claims (v2 dataset, API v3 NfipClaims), 2,725,989 claim records, retrieved 29 October 2026
  2. FEMA, OpenFEMA NFIP Residential Penetration Rates, as of 3 August 2026

Checked 29 October 2026. Claims are NFIP claims only. Private flood insurance claims and uninsured losses are not included. Recent events can take months to be fully reflected.