Flood insurance claims in Oregon by county
FEMA records 5,987 NFIP claims in Oregon's counties, with $109.5 million paid. As of 3 August 2026, 16,155 NFIP residential policies were in force, equal to 1.1% of the state's residential structures.
| Clackamas County | 816 | $24.6 million | 0.9% |
| Tillamook County | 754 | $15.2 million | 5.7% |
| Lincoln County | 462 | $6.3 million | 4.0% |
| Lane County | 454 | $4.2 million | 1.6% |
| Columbia County | 432 | $21.0 million | 1.9% |
| Washington County | 408 | $5.5 million | 0.6% |
| Marion County | 400 | $6.0 million | 1.3% |
| Multnomah County | 348 | $4.6 million | 0.5% |
| Jackson County | 304 | $2.5 million | 1.1% |
| Douglas County | 300 | $3.9 million | 1.8% |
| Coos County | 194 | $3.3 million | 0.8% |
| Clatsop County | 160 | $2.0 million | 4.8% |
| Linn County | 137 | $1.8 million | 1.1% |
| Yamhill County | 108 | $1.2 million | 1.0% |
| Umatilla County | 94 | $1.8 million | 0.7% |
| Curry County | 88 | $1.3 million | 1.1% |
| Josephine County | 81 | $687,550 | 1.0% |
| Polk County | 78 | $851,650 | 1.2% |
| Benton County | 70 | $544,336 | 2.0% |
| Crook County | 67 | $465,725 | 1.6% |
| Harney County | 56 | $564,261 | 1.1% |
| Malheur County | 48 | $184,366 | 0.5% |
| Deschutes County | 21 | $186,223 | 0.2% |
| Union County | 21 | $165,391 | 1.0% |
| Wallowa County | 16 | $17,497 | 0.9% |
| Grant County | 12 | $52,564 | 1.0% |
| Klamath County | 10 | $207,434 | 0.2% |
| Lake County | 10 | $150,969 | 0.6% |
| Wasco County | 10 | $93,778 | 0.4% |
| Morrow County | 8 | $15,610 | 0.8% |
| Jefferson County | 7 | $12,739 | 0.6% |
| Baker County | 4 | $4,733 | 0.8% |
| Hood River County | 4 | $29,616 | 0.2% |
| Wheeler County | 3 | $8,765 | 0.5% |
| Gilliam County | 1 | $1,156 | 0.4% |
| Sherman County | 1 | $40,726 | 0.1% |
Flood insurance basics. Most standard homeowners policies do not cover flood damage. NFIP policies are sold through insurance agents and through FEMA's FloodSmart site, which also explains waiting periods (usually 30 days before cover starts). Check your property's flood zone on the FEMA Flood Map Service Center.
Sources
- FEMA, OpenFEMA FIMA NFIP Redacted Claims (v2 dataset, API v3 NfipClaims), 2,725,989 claim records, retrieved 29 October 2026
- FEMA, OpenFEMA NFIP Residential Penetration Rates, as of 3 August 2026
Checked 29 October 2026. Claims are NFIP claims only. Private flood insurance claims and uninsured losses are not included. Recent events can take months to be fully reflected.