Flood Claims Map

Oregon

Flood insurance claims in Josephine County, Oregon

FEMA records 81 National Flood Insurance Program claims in Josephine County, Oregon, since 1979, with $687,550 paid in total. The year with the most claims was 1997, with 30. As of 3 August 2026, 1.0% of homes here had an NFIP policy, and 15.6% of homes in the high-risk flood zone did.

NFIP claims on record81
Total paid$687,550
Claims with a payment45
Homes with NFIP policy1.0%
High-risk zone homes insured15.6%
Residential policies in force393

Claims by year of loss

1979: 119791980: 01981: 51982: 21983: 019831984: 01985: 11986: 01987: 019871988: 01989: 01990: 11991: 019911992: 01993: 21994: 01995: 319951996: 51997: 301998: 11999: 019992000: 02001: 12002: 22003: 020032004: 02005: 92006: 22007: 120072008: 02009: 12010: 02011: 020112012: 02013: 02014: 02015: 620152016: 32017: 02018: 02019: 120192020: 02021: 02022: 02023: 020232024: 12025: 330

NFIP claims by year of loss, Josephine County, Oregon

1979: $019791980: $01981: $7,5721982: $01983: $019831984: $01985: $01986: $01987: $019871988: $01989: $01990: $6,4401991: $019911992: $01993: $01994: $01995: $2,37619951996: $89,1861997: $335,2621998: $01999: $019992000: $02001: $02002: $1,1242003: $020032004: $02005: $49,8892006: $02007: $020072008: $02009: $02010: $02011: $020112012: $02013: $02014: $02015: $65,31020152016: $1092017: $02018: $02019: $020192020: $02021: $02022: $02023: $020232024: $02025: $130,283$335,262

Paid on claims by year of loss (building, contents and increased cost of compliance), Josephine County, Oregon

Named flood events with the most claims

Event (FEMA name)Claims
Flooding33
Winter storm1

ZIP codes with the most claims

ZIP code (as reported)Claims
9752732
9752625
9753213
975435
975233
975441
974971
975341

53 of the claims were on properties rated in a high-risk flood zone (zones starting A or V). Building $584,875, contents $102,676, increased cost of compliance $0.

Flood insurance take-up

HomesWith NFIP policyShare
High-risk flood zone2,05132015.6%
All homes38,8583931.0%

FEMA counts residential structures and NFIP residential policies in force as of 3 August 2026. Private flood policies are not counted. A share is shown as n/a where FEMA counts no homes or more policies than homes.

Flood insurance basics. Most standard homeowners policies do not cover flood damage. NFIP policies are sold through insurance agents and through FEMA's FloodSmart site, which also explains waiting periods (usually 30 days before cover starts). Check your property's flood zone on the FEMA Flood Map Service Center.

Sources

  1. FEMA, OpenFEMA FIMA NFIP Redacted Claims (v2 dataset, API v3 NfipClaims), 2,725,989 claim records, retrieved 29 October 2026
  2. FEMA, OpenFEMA NFIP Residential Penetration Rates, as of 3 August 2026

Checked 29 October 2026. Claims are NFIP claims only. Private flood insurance claims and uninsured losses are not included. Recent events can take months to be fully reflected.