Flood insurance claims in Linn County, Oregon

FEMA records 137 National Flood Insurance Program claims in Linn County, Oregon, since 1980, with $1.8 million paid in total. The year with the most claims was 1996, with 75. As of 3 August 2026, 1.1% of homes here had an NFIP policy, and 19.1% of homes in the high-risk flood zone did.

NFIP claims on record137

Total paid$1.8 million

Claims with a payment108

Homes with NFIP policy1.1%

High-risk zone homes insured19.1%

Residential policies in force511

Claims by year of loss

NFIP claims by year of loss, Linn County, Oregon

Paid on claims by year of loss (building, contents and increased cost of compliance), Linn County, Oregon

Named flood events with the most claims

Event (FEMA name)	Claims
Flooding	69

ZIP codes with the most claims

ZIP code (as reported)	Claims
97374	56
97333	28
97327	10
97321	10
97322	7
97355	6
97358	5
97383	5
97386	5
97446	2

90 of the claims were on properties rated in a high-risk flood zone (zones starting A or V). Building $1.5 million, contents $190,374, increased cost of compliance $37,000.

Flood insurance take-up

	Homes	With NFIP policy	Share
High-risk flood zone	2,004	382	19.1%
All homes	47,374	511	1.1%

FEMA counts residential structures and NFIP residential policies in force as of 3 August 2026. Private flood policies are not counted. A share is shown as n/a where FEMA counts no homes or more policies than homes.

Flood insurance basics. Most standard homeowners policies do not cover flood damage. NFIP policies are sold through insurance agents and through FEMA's FloodSmart site, which also explains waiting periods (usually 30 days before cover starts). Check your property's flood zone on the FEMA Flood Map Service Center.

Sources

Checked 29 October 2026. Claims are NFIP claims only. Private flood insurance claims and uninsured losses are not included. Recent events can take months to be fully reflected.