Flood Claims Map

Oregon

Flood insurance claims in Wallowa County, Oregon

FEMA records 16 National Flood Insurance Program claims in Wallowa County, Oregon, since 1996, with $17,497 paid in total. The most claims in one year was 4, in 2010 and 2014. As of 3 August 2026, 0.9% of homes here had an NFIP policy.

NFIP claims on record16
Total paid$17,497
Claims with a payment4
Homes with NFIP policy0.9%
High-risk zone homes insuredn/a
Residential policies in force44

Claims by year of loss

1996: 219961997: 01998: 019981999: 02000: 020002001: 02002: 120022003: 12004: 020042005: 02006: 120062007: 12008: 020082009: 12010: 420102011: 02012: 020122013: 02014: 420142015: 02016: 020162017: 02018: 020182019: 14

NFIP claims by year of loss, Wallowa County, Oregon

1996: $11,93419961997: $01998: $019981999: $02000: $020002001: $02002: $020022003: $02004: $020042005: $02006: $3,85420062007: $02008: $020082009: $02010: $50020102011: $02012: $020122013: $02014: $1,20920142015: $02016: $020162017: $02018: $020182019: $0$11,934

Paid on claims by year of loss (building, contents and increased cost of compliance), Wallowa County, Oregon

Named flood events with the most claims

Event (FEMA name)Claims
Flooding2
Winter storm1

ZIP codes with the most claims

ZIP code (as reported)Claims
9788511
978284
978421

10 of the claims were on properties rated in a high-risk flood zone (zones starting A or V). Building $17,277, contents $220, increased cost of compliance $0.

Flood insurance take-up

HomesWith NFIP policyShare
High-risk flood zone032n/a
All homes4,891440.9%

FEMA counts residential structures and NFIP residential policies in force as of 3 August 2026. Private flood policies are not counted. A share is shown as n/a where FEMA counts no homes or more policies than homes.

Flood insurance basics. Most standard homeowners policies do not cover flood damage. NFIP policies are sold through insurance agents and through FEMA's FloodSmart site, which also explains waiting periods (usually 30 days before cover starts). Check your property's flood zone on the FEMA Flood Map Service Center.

Sources

  1. FEMA, OpenFEMA FIMA NFIP Redacted Claims (v2 dataset, API v3 NfipClaims), 2,725,989 claim records, retrieved 29 October 2026
  2. FEMA, OpenFEMA NFIP Residential Penetration Rates, as of 3 August 2026

Checked 29 October 2026. Claims are NFIP claims only. Private flood insurance claims and uninsured losses are not included. Recent events can take months to be fully reflected.