Flood insurance claims in Washington County, Oregon

FEMA records 408 National Flood Insurance Program claims in Washington County, Oregon, since 1978, with $5.5 million paid in total. The year with the most claims was 1996, with 179. As of 3 August 2026, 0.6% of homes here had an NFIP policy, and 38.1% of homes in the high-risk flood zone did.

NFIP claims on record408

Total paid$5.5 million

Claims with a payment306

Homes with NFIP policy0.6%

High-risk zone homes insured38.1%

Residential policies in force1,044

Claims by year of loss

NFIP claims by year of loss, Washington County, Oregon

Paid on claims by year of loss (building, contents and increased cost of compliance), Washington County, Oregon

Named flood events with the most claims

Event (FEMA name)	Claims
Flooding	181
Winter storm	36

ZIP codes with the most claims

ZIP code (as reported)	Claims
97005	78
97223	61
97062	57
97225	46
97007	24
97229	21
97123	21
97116	17
97224	13
97078	12

262 of the claims were on properties rated in a high-risk flood zone (zones starting A or V). Building $5.0 million, contents $436,178, increased cost of compliance $60,000.

Flood insurance take-up

	Homes	With NFIP policy	Share
High-risk flood zone	1,766	673	38.1%
All homes	176,868	1,044	0.6%

FEMA counts residential structures and NFIP residential policies in force as of 3 August 2026. Private flood policies are not counted. A share is shown as n/a where FEMA counts no homes or more policies than homes.

Flood insurance basics. Most standard homeowners policies do not cover flood damage. NFIP policies are sold through insurance agents and through FEMA's FloodSmart site, which also explains waiting periods (usually 30 days before cover starts). Check your property's flood zone on the FEMA Flood Map Service Center.

Sources

Checked 29 October 2026. Claims are NFIP claims only. Private flood insurance claims and uninsured losses are not included. Recent events can take months to be fully reflected.