Flood Claims Map

Pennsylvania

Flood insurance claims in Allegheny County, Pennsylvania

FEMA records 4,832 National Flood Insurance Program claims in Allegheny County, Pennsylvania, since 1978, with $81.6 million paid in total. The year with the most claims was 2004, with 1,221. As of 3 August 2026, 0.4% of homes here had an NFIP policy, and 27.9% of homes in the high-risk flood zone did.

NFIP claims on record4,832
Total paid$81.6 million
Claims with a payment3,841
Homes with NFIP policy0.4%
High-risk zone homes insured27.9%
Residential policies in force1,851

Claims by year of loss

1978: 8419781979: 1691980: 1521981: 1161982: 4319821983: 561984: 351985: 1191986: 12219861987: 561988: 21989: 151990: 8719901991: 61992: 81993: 41994: 2619941995: 441996: 4951997: 721998: 2019981999: 662000: 1132001: 142002: 2320022003: 192004: 1,2212005: 372006: 520062007: 1762008: 122009: 1262010: 9620102011: 362012: 382013: 1802014: 2520142015: 672016: 232017: 742018: 33020182019: 1602020: 52021: 1112022: 1320222023: 22024: 922025: 222026: 1520261,221

NFIP claims by year of loss, Allegheny County, Pennsylvania

1978: $133,98019781979: $278,0411980: $321,9961981: $389,7911982: $72,47519821983: $112,5541984: $73,1541985: $697,9771986: $917,37119861987: $87,0451988: $1,6961989: $40,1081990: $238,35419901991: $21,7981992: $13,2151993: $27,5821994: $94,72519941995: $401,4281996: $6.5 million1997: $431,1281998: $49,68519981999: $700,6122000: $1.7 million2001: $334,5042002: $128,09420022003: $801,8342004: $35.8 million2005: $187,7632006: $52,63120062007: $1.7 million2008: $26,3212009: $2.1 million2010: $756,21720102011: $227,9902012: $1.1 million2013: $2.9 million2014: $128,48820142015: $755,9952016: $200,5992017: $1.1 million2018: $8.7 million20182019: $6.4 million2020: $15,9502021: $1.2 million2022: $23,76220222023: $7,2522024: $2.8 million2025: $749,1742026: $60,5212026$35.8 million

Paid on claims by year of loss (building, contents and increased cost of compliance), Allegheny County, Pennsylvania

Named flood events with the most claims

Event (FEMA name)Claims
Tropical Storm Ivan1,082
Flooding623
Hurricane Ida74
Hurricane Sandy5
Not a named storm5
March 2010 Nor'easter3
Tropical Storm Allison2
Tropical Storm Bill2

ZIP codes with the most claims

ZIP code (as reported)Claims
15209370
15223358
15017227
15116197
15237170
15145169
15071135
15101129
15215126
15106117

2,879 of the claims were on properties rated in a high-risk flood zone (zones starting A or V). Building $58.7 million, contents $22.5 million, increased cost of compliance $369,598.

Flood insurance take-up

HomesWith NFIP policyShare
High-risk flood zone4,2611,18827.9%
All homes462,1261,8510.4%

FEMA counts residential structures and NFIP residential policies in force as of 3 August 2026. Private flood policies are not counted. A share is shown as n/a where FEMA counts no homes or more policies than homes.

Flood insurance basics. Most standard homeowners policies do not cover flood damage. NFIP policies are sold through insurance agents and through FEMA's FloodSmart site, which also explains waiting periods (usually 30 days before cover starts). Check your property's flood zone on the FEMA Flood Map Service Center.

Sources

  1. FEMA, OpenFEMA FIMA NFIP Redacted Claims (v2 dataset, API v3 NfipClaims), 2,725,989 claim records, retrieved 29 October 2026
  2. FEMA, OpenFEMA NFIP Residential Penetration Rates, as of 3 August 2026

Checked 29 October 2026. Claims are NFIP claims only. Private flood insurance claims and uninsured losses are not included. Recent events can take months to be fully reflected.