Flood insurance claims in Pennsylvania by county
FEMA records 75,803 NFIP claims in Pennsylvania's counties, with $1.43 billion paid. As of 3 August 2026, 31,965 NFIP residential policies were in force, equal to 0.7% of the state's residential structures.
| Montgomery County | 6,200 | $185.3 million | 0.9% |
| Bucks County | 5,260 | $149.8 million | 1.2% |
| Dauphin County | 5,248 | $86.1 million | 1.2% |
| Allegheny County | 4,832 | $81.6 million | 0.4% |
| Luzerne County | 4,147 | $93.9 million | 3.3% |
| Lycoming County | 3,878 | $58.3 million | 1.7% |
| Delaware County | 3,034 | $57.2 million | 0.7% |
| Columbia County | 2,200 | $63.2 million | 1.9% |
| Lancaster County | 2,106 | $32.8 million | 0.4% |
| Chester County | 1,914 | $37.6 million | 0.6% |
| York County | 1,753 | $20.7 million | 0.5% |
| Northumberland County | 1,721 | $24.2 million | 1.0% |
| Philadelphia County | 1,700 | $47.6 million | 0.3% |
| Westmoreland County | 1,612 | $21.6 million | 0.5% |
| Cumberland County | 1,600 | $16.9 million | 0.7% |
| Northampton County | 1,561 | $48.4 million | 0.6% |
| Lackawanna County | 1,369 | $20.5 million | 1.2% |
| Berks County | 1,313 | $23.6 million | 0.5% |
| Wyoming County | 1,189 | $28.6 million | 1.6% |
| Bedford County | 1,185 | $13.4 million | 0.9% |
| Washington County | 1,131 | $21.1 million | 0.5% |
| Blair County | 1,117 | $8.5 million | 1.1% |
| Schuylkill County | 1,041 | $26.3 million | 1.0% |
| Lebanon County | 1,005 | $15.9 million | 0.4% |
| Lehigh County | 967 | $12.4 million | 0.4% |
| Union County | 927 | $11.8 million | 2.0% |
| Clinton County | 911 | $8.2 million | 2.2% |
| Snyder County | 904 | $12.4 million | 1.4% |
| Bradford County | 898 | $24.8 million | 1.6% |
| Butler County | 874 | $15.4 million | 0.5% |
| Beaver County | 832 | $13.7 million | 0.3% |
| Cambria County | 802 | $3.2 million | 0.6% |
| Perry County | 749 | $7.4 million | 0.9% |
| Fayette County | 722 | $10.1 million | 0.3% |
| Clearfield County | 537 | $5.9 million | 0.6% |
| Huntingdon County | 531 | $8.8 million | 1.3% |
| Erie County | 512 | $6.0 million | 0.3% |
| Susquehanna County | 506 | $13.4 million | 1.1% |
| Mifflin County | 487 | $3.9 million | 0.8% |
| Armstrong County | 437 | $6.2 million | 0.7% |
| Monroe County | 436 | $14.8 million | 0.5% |
| Venango County | 429 | $5.9 million | 0.4% |
| Adams County | 400 | $6.7 million | 0.7% |
| Somerset County | 395 | $2.6 million | 0.9% |
| Indiana County | 387 | $2.4 million | 0.5% |
| Jefferson County | 373 | $7.7 million | 0.4% |
| Centre County | 339 | $3.0 million | 0.5% |
| Crawford County | 330 | $1.7 million | 0.7% |
| Elk County | 322 | $8.3 million | 0.4% |
| Greene County | 265 | $3.5 million | 0.7% |
| Tioga County | 234 | $3.5 million | 1.3% |
| Wayne County | 221 | $4.7 million | 0.5% |
| Pike County | 219 | $3.0 million | 0.4% |
| Lawrence County | 207 | $2.0 million | 0.3% |
| Clarion County | 189 | $2.9 million | 0.3% |
| Franklin County | 188 | $1.1 million | 0.4% |
| Juniata County | 178 | $1.1 million | 0.6% |
| McKean County | 158 | $1.0 million | 1.1% |
| Montour County | 154 | $3.2 million | 1.0% |
| Sullivan County | 134 | $3.9 million | 1.0% |
| Warren County | 126 | $1.1 million | 0.7% |
| Mercer County | 120 | $880,001 | 0.1% |
| Carbon County | 94 | $450,788 | 0.5% |
| Potter County | 90 | $1.1 million | 1.3% |
| Cameron County | 73 | $531,939 | 1.7% |
| Fulton County | 16 | $362,846 | 0.3% |
| Forest County | 14 | $193,566 | 0.3% |
Flood insurance basics. Most standard homeowners policies do not cover flood damage. NFIP policies are sold through insurance agents and through FEMA's FloodSmart site, which also explains waiting periods (usually 30 days before cover starts). Check your property's flood zone on the FEMA Flood Map Service Center.
Sources
- FEMA, OpenFEMA FIMA NFIP Redacted Claims (v2 dataset, API v3 NfipClaims), 2,725,989 claim records, retrieved 29 October 2026
- FEMA, OpenFEMA NFIP Residential Penetration Rates, as of 3 August 2026
Checked 29 October 2026. Claims are NFIP claims only. Private flood insurance claims and uninsured losses are not included. Recent events can take months to be fully reflected.