Flood Claims Map

Pennsylvania

Flood insurance claims in Beaver County, Pennsylvania

FEMA records 832 National Flood Insurance Program claims in Beaver County, Pennsylvania, since 1978, with $13.7 million paid in total. The year with the most claims was 2004, with 260. As of 3 August 2026, 0.3% of homes here had an NFIP policy, and 19.6% of homes in the high-risk flood zone did.

NFIP claims on record832
Total paid$13.7 million
Claims with a payment682
Homes with NFIP policy0.3%
High-risk zone homes insured19.6%
Residential policies in force205

Claims by year of loss

1978: 819781979: 111980: 41981: 11982: 619821983: 21984: 31985: 81986: 119861987: 01988: 01989: 31990: 4819901991: 11992: 01993: 01994: 2219941995: 11996: 1161997: 131998: 1219981999: 22000: 22001: 12002: 020022003: 42004: 2602005: 232006: 020062007: 292008: 52009: 12010: 7320102011: 242012: 02013: 42014: 220142015: 92016: 22017: 42018: 4120182019: 412020: 02021: 02022: 1120222023: 12024: 312025: 02026: 22026260

NFIP claims by year of loss, Beaver County, Pennsylvania

1978: $4,35019781979: $9,1861980: $2381981: $10,9881982: $2,62319821983: $2001984: $1,6951985: $5,4131986: $3,00419861987: $01988: $01989: $5281990: $379,23819901991: $01992: $01993: $01994: $75,09419941995: $01996: $1.1 million1997: $23,6251998: $30,12519981999: $7,8922000: $02001: $02002: $020022003: $4,8592004: $6.4 million2005: $161,8022006: $020062007: $514,7182008: $37,3542009: $02010: $1.1 million20102011: $279,4182012: $02013: $47,9542014: $19,28920142015: $125,8242016: $76,2342017: $6,8522018: $758,44320182019: $1.3 million2020: $02021: $02022: $221,54020222023: $17,0272024: $903,4472025: $02026: $27,7022026$6.4 million

Paid on claims by year of loss (building, contents and increased cost of compliance), Beaver County, Pennsylvania

Named flood events with the most claims

Event (FEMA name)Claims
Tropical Storm Ivan141
Flooding91
Tropical Storm Bill1

ZIP codes with the most claims

ZIP code (as reported)Claims
16117361
16123139
1500173
1500966
1506636
1506125
1611525
1501020
1505220
1514319

666 of the claims were on properties rated in a high-risk flood zone (zones starting A or V). Building $11.0 million, contents $2.3 million, increased cost of compliance $409,049.

Flood insurance take-up

HomesWith NFIP policyShare
High-risk flood zone80215719.6%
All homes68,2572050.3%

FEMA counts residential structures and NFIP residential policies in force as of 3 August 2026. Private flood policies are not counted. A share is shown as n/a where FEMA counts no homes or more policies than homes.

Flood insurance basics. Most standard homeowners policies do not cover flood damage. NFIP policies are sold through insurance agents and through FEMA's FloodSmart site, which also explains waiting periods (usually 30 days before cover starts). Check your property's flood zone on the FEMA Flood Map Service Center.

Sources

  1. FEMA, OpenFEMA FIMA NFIP Redacted Claims (v2 dataset, API v3 NfipClaims), 2,725,989 claim records, retrieved 29 October 2026
  2. FEMA, OpenFEMA NFIP Residential Penetration Rates, as of 3 August 2026

Checked 29 October 2026. Claims are NFIP claims only. Private flood insurance claims and uninsured losses are not included. Recent events can take months to be fully reflected.