Flood Claims Map

Pennsylvania

Flood insurance claims in Bradford County, Pennsylvania

FEMA records 898 National Flood Insurance Program claims in Bradford County, Pennsylvania, since 1978, with $24.8 million paid in total. The year with the most claims was 2011, with 329. As of 3 August 2026, 1.6% of homes here had an NFIP policy, and 26.1% of homes in the high-risk flood zone did.

NFIP claims on record898
Total paid$24.8 million
Claims with a payment768
Homes with NFIP policy1.6%
High-risk zone homes insured26.1%
Residential policies in force458

Claims by year of loss

1978: 719781979: 591980: 21981: 21982: 419821983: 461984: 91985: 01986: 219861987: 01988: 01989: 01990: 119901991: 01992: 01993: 341994: 519941995: 11996: 1211997: 01998: 219981999: 22000: 32001: 12002: 020022003: 32004: 752005: 402006: 3220062007: 02008: 32009: 12010: 320102011: 3292012: 02013: 12014: 020142015: 12016: 02017: 232018: 7220182019: 52020: 32021: 52022: 020222023: 1329

NFIP claims by year of loss, Bradford County, Pennsylvania

1978: $8,76819781979: $113,3691980: $2,1501981: $01982: $96319821983: $128,0251984: $12,8651985: $01986: $23019861987: $01988: $01989: $01990: $019901991: $01992: $01993: $93,0581994: $19,57719941995: $3,7181996: $1.3 million1997: $01998: $6,63319981999: $8,6682000: $24,3022001: $02002: $020022003: $7,5372004: $961,4782005: $895,2072006: $1.4 million20062007: $02008: $20,7342009: $11,0562010: $13,26820102011: $16.7 million2012: $02013: $02014: $020142015: $13,7172016: $02017: $455,2062018: $2.4 million20182019: $152,8092020: $13,7752021: $22,6992022: $020222023: $0$16.7 million

Paid on claims by year of loss (building, contents and increased cost of compliance), Bradford County, Pennsylvania

Named flood events with the most claims

Event (FEMA name)Claims
Tropical Storm Lee310
Flooding123
Tropical Storm Ivan70
Torrential rain4
Hurricane Irene4
Not a named storm2

ZIP codes with the most claims

ZIP code (as reported)Claims
18810133
18832127
18853106
1884093
1884879
1885065
1883760
1884654
1692543
1862326

542 of the claims were on properties rated in a high-risk flood zone (zones starting A or V). Building $19.5 million, contents $4.8 million, increased cost of compliance $451,185.

Flood insurance take-up

HomesWith NFIP policyShare
High-risk flood zone1,52739826.1%
All homes29,0924581.6%

FEMA counts residential structures and NFIP residential policies in force as of 3 August 2026. Private flood policies are not counted. A share is shown as n/a where FEMA counts no homes or more policies than homes.

Flood insurance basics. Most standard homeowners policies do not cover flood damage. NFIP policies are sold through insurance agents and through FEMA's FloodSmart site, which also explains waiting periods (usually 30 days before cover starts). Check your property's flood zone on the FEMA Flood Map Service Center.

Sources

  1. FEMA, OpenFEMA FIMA NFIP Redacted Claims (v2 dataset, API v3 NfipClaims), 2,725,989 claim records, retrieved 29 October 2026
  2. FEMA, OpenFEMA NFIP Residential Penetration Rates, as of 3 August 2026

Checked 29 October 2026. Claims are NFIP claims only. Private flood insurance claims and uninsured losses are not included. Recent events can take months to be fully reflected.