Flood Claims Map

Pennsylvania

Flood insurance claims in Cambria County, Pennsylvania

FEMA records 802 National Flood Insurance Program claims in Cambria County, Pennsylvania, since 1978, with $3.2 million paid in total. The year with the most claims was 1996, with 215. As of 3 August 2026, 0.6% of homes here had an NFIP policy, and 15.4% of homes in the high-risk flood zone did.

NFIP claims on record802
Total paid$3.2 million
Claims with a payment541
Homes with NFIP policy0.6%
High-risk zone homes insured15.4%
Residential policies in force357

Claims by year of loss

1978: 7419781979: 261980: 701981: 1031982: 419821983: 331984: 291985: 101986: 119861987: 551988: 11989: 21990: 119901991: 01992: 11993: 131994: 519941995: 31996: 2151997: 301998: 419981999: 12000: 02001: 22002: 720022003: 62004: 112005: 32006: 220062007: 52008: 32009: 02010: 620102011: 52012: 42013: 112014: 420142015: 62016: 22017: 52018: 1020182019: 22020: 22021: 132022: 020222023: 12024: 72025: 02026: 42026215

NFIP claims by year of loss, Cambria County, Pennsylvania

1978: $116,75319781979: $66,7711980: $48,5401981: $158,3471982: $5,76119821983: $114,1631984: $16,1921985: $1,0241986: $115,00019861987: $68,0701988: $01989: $1,7001990: $019901991: $01992: $01993: $65,0281994: $1,03419941995: $01996: $1.3 million1997: $83,3071998: $5,64619981999: $02000: $02001: $02002: $7,92620022003: $12,5132004: $146,2502005: $2,5612006: $6,89620062007: $13,4712008: $1,1522009: $02010: $12220102011: $7,9822012: $4,4522013: $70,0722014: $17,04220142015: $23,5522016: $02017: $128,1062018: $55,80420182019: $6,3342020: $36,2232021: $322,7772022: $020222023: $55,0002024: $133,7472025: $02026: $27,7452026$1.3 million

Paid on claims by year of loss (building, contents and increased cost of compliance), Cambria County, Pennsylvania

Named flood events with the most claims

Event (FEMA name)Claims
Flooding208
Hurricane Ida11
Hurricane Debby6
Tropical Storm Lee4
Tropical Storm Ivan3
Hurricane Sandy2
March 2010 Nor'easter2
Not a named storm2

ZIP codes with the most claims

ZIP code (as reported)Claims
15905182
15906126
1590295
1590466
1590163
1571433
1666827
1594327
1594624
1596218

365 of the claims were on properties rated in a high-risk flood zone (zones starting A or V). Building $2.4 million, contents $872,759, increased cost of compliance $0.

Flood insurance take-up

HomesWith NFIP policyShare
High-risk flood zone1,90229315.4%
All homes56,7043570.6%

FEMA counts residential structures and NFIP residential policies in force as of 3 August 2026. Private flood policies are not counted. A share is shown as n/a where FEMA counts no homes or more policies than homes.

Flood insurance basics. Most standard homeowners policies do not cover flood damage. NFIP policies are sold through insurance agents and through FEMA's FloodSmart site, which also explains waiting periods (usually 30 days before cover starts). Check your property's flood zone on the FEMA Flood Map Service Center.

Sources

  1. FEMA, OpenFEMA FIMA NFIP Redacted Claims (v2 dataset, API v3 NfipClaims), 2,725,989 claim records, retrieved 29 October 2026
  2. FEMA, OpenFEMA NFIP Residential Penetration Rates, as of 3 August 2026

Checked 29 October 2026. Claims are NFIP claims only. Private flood insurance claims and uninsured losses are not included. Recent events can take months to be fully reflected.