Flood Claims Map

Pennsylvania

Flood insurance claims in Carbon County, Pennsylvania

FEMA records 94 National Flood Insurance Program claims in Carbon County, Pennsylvania, since 1979, with $450,788 paid in total. The year with the most claims was 1996, with 22. As of 3 August 2026, 0.5% of homes here had an NFIP policy, and 15.3% of homes in the high-risk flood zone did.

NFIP claims on record94
Total paid$450,788
Claims with a payment61
Homes with NFIP policy0.5%
High-risk zone homes insured15.3%
Residential policies in force152

Claims by year of loss

1979: 219791980: 01981: 01982: 01983: 419831984: 01985: 11986: 01987: 1319871988: 01989: 01990: 01991: 019911992: 01993: 11994: 21995: 019951996: 221997: 01998: 11999: 019992000: 22001: 02002: 12003: 120032004: 102005: 22006: 82007: 020072008: 02009: 02010: 12011: 520112012: 62013: 12014: 12015: 020152016: 12017: 12018: 12019: 020192020: 12021: 32022: 02023: 020232024: 22025: 122

NFIP claims by year of loss, Carbon County, Pennsylvania

1979: $019791980: $01981: $01982: $01983: $10,46119831984: $01985: $01986: $01987: $38,03819871988: $01989: $01990: $01991: $019911992: $01993: $1,5871994: $01995: $019951996: $137,3241997: $01998: $01999: $019992000: $1,1562001: $02002: $02003: $020032004: $41,0872005: $11,0132006: $61,6872007: $020072008: $02009: $02010: $02011: $22,68420112012: $49,1192013: $02014: $02015: $020152016: $02017: $02018: $7,1172019: $020192020: $5,2172021: $19,0422022: $02023: $020232024: $35,4812025: $9,777$137,324

Paid on claims by year of loss (building, contents and increased cost of compliance), Carbon County, Pennsylvania

Named flood events with the most claims

Event (FEMA name)Claims
Flooding32
Tropical Storm Ivan9
Hurricane Ida3
Hurricane Gloria1
Hurricane Isaias1
Hurricane Sandy1
Hurricane Irene1
Not a named storm1

ZIP codes with the most claims

ZIP code (as reported)Claims
1807150
1823520
182555
182105
182294
182404
182123
182442
180301

57 of the claims were on properties rated in a high-risk flood zone (zones starting A or V). Building $416,221, contents $34,567, increased cost of compliance $0.

Flood insurance take-up

HomesWith NFIP policyShare
High-risk flood zone77011815.3%
All homes32,6911520.5%

FEMA counts residential structures and NFIP residential policies in force as of 3 August 2026. Private flood policies are not counted. A share is shown as n/a where FEMA counts no homes or more policies than homes.

Flood insurance basics. Most standard homeowners policies do not cover flood damage. NFIP policies are sold through insurance agents and through FEMA's FloodSmart site, which also explains waiting periods (usually 30 days before cover starts). Check your property's flood zone on the FEMA Flood Map Service Center.

Sources

  1. FEMA, OpenFEMA FIMA NFIP Redacted Claims (v2 dataset, API v3 NfipClaims), 2,725,989 claim records, retrieved 29 October 2026
  2. FEMA, OpenFEMA NFIP Residential Penetration Rates, as of 3 August 2026

Checked 29 October 2026. Claims are NFIP claims only. Private flood insurance claims and uninsured losses are not included. Recent events can take months to be fully reflected.